A surveyor come out and values your property.
A portfolio can be valued at market prices, or at book value based on historical cost. Market valuations are the basis of portfolio performance in the TaraFolioTM engine. The market valuation can be found in Portfolio Performance or Portfolio Valuation, while the book value can be found on the balance sheet statement.
An assessment of the property offered as security by the lender, to ensure the property is of merchantable quality and the purchase is price/ value is accurate. Also see Types of survey available for other options.
An estimate of the value of the property by a Valuer/Surveyor to determine whether a property provides adequate security for the proposed loan
The estimated or determined worth of a stock, based on financial measures such as the stock's current price relative to earnings, revenue, book value and cash flow.
To estimate the value of a piece of property usually by considering its replacement cost or its actual cash value. Factored into the estimate is any depreciation or wear and tear.
An inspection of the property, normally carried by an independent valuer on behalf of the prospective mortgage lender, in order to give an estimate of the value of the property. A copy of this report is often passed onto the buyer.
An estimation of a thing's worth; estimated value or price; as the just valuation of a property.
The valuation of the business essentially an opinion and there may be large differences between the value perceived by potential purchasers and that perceived by the vendor. There are several formulae which are often applied by potential purchasers to the basic financial available such as the EBITDA or the P/E ratio. Other influencing factors which affect the final price may include business synergies, market fluctuations, useful assets and intellectual property. An independent valuation is often used to provide perspective and a benchmark.
The estimated of value of a property
A report detailing a professional's opinion as to what a property is worth. All lenders will require a valuation before lending funds to purchase a property.
A written report by a registered valuer, showing the value of the property.
The act or process of valuing or of estimating the value or worth; appraisal.
In general, the term refers to determining the current worth of an asset. In the insurance industry, it specifically refers to examining the in-force business on a predetermined schedule (quarterly or annually) to calculate the policy reserve liability.
This involves a short inspection of your property to ensure that it is suitable as security for a loan or mortgage, and to confirm that there is sufficient value in the property to be able to secure all the required borrowings.
an inspection carried out by a representative for the lender to establish the property is good security for the proposed loan.
This is the estimated price that your property is worth. Valuation Report This is carried out for the purpose of a mortgage and is prepared for the lender. A survey will also help you to find out independently whether the price is reasonable. Your mortgage lender will almost certainly insist on a basic valuation to make sure that the property is worth the amount you are paying for it. They want to ensure that you will be able to sell it again and therefore that is it safe investment. Although it is often referred to as a survey it doesn’t go into nearly as much detail as a homebuyer or full survey would do.
A report detailing the property's value and various aspects in relation to its locality, zoning and property description.
A check of the property in order to determine its value. Lenders will carry out valuations on properties to assess whether they are suitable for a mortgage.
The process of determining price or value.Valuation is also used to describe the cash amount value of something.When buying real estate owned properties, it is important to double–check valuation of a property before buying, as many such assessments on repossessed properties are made quickly and are sometimes inaccurate.
A brief inspection of a property for mortgage or loan collateral purposes. Valuation fees are paid by 21st direct.
The sole purpose of the valuation is to determine whether to lend, and if so, how much to lend. It is an assessment of the value of the property to confirm it is suitable security for the lender. It is not a thorough assessment of property condition or faults and the purchaser should not rely on it as a guide to value for money. The valuation report will contain a disclaimer to this effect.
the act of determining the estimated monetary worth of a thing.
The measure of what a company expecting to come public is worth.
An simple inspection carried out for the benefit of the mortgage lender to verify that the property forms good security for a loan. This is a limited form of inspection. Purchasers may decide to request a full structural survey before proceeding.
An estimation of the value of the security you are providing to the bank done by a independent professional valuer. The valuer is commissioned by the bank to conduct the valuation. The valuer takes into account the nature of the property being valued and recent sales of similar properties in the same area. Some lenders may not require valuations in certain circumstances.
an appraisal of the value of something; "he set a high valuation on friendship"
assessed price; "the valuation of this property is much too high"
a basic inspection of the property
a certificate to certify that the property is suitable for normal lending purposes
a formal written document which takes into account the location of the property, it's age and condition, and any other relevant factors
a full business appraisal which is carried out by an independent valuer, once you have agreed a purchase price for the business
a limited report and may identify areas that require a more detailed inspection by a specialist
an assessment of the market value of a property, at a specific date
an estimate of the value of your property, based on current market conditions, which will be carried out by one of our team of professional valuers headed by Alan Kirkham MRICS
an inspection carried out on behalf of your mortgage lender to determine the amount and terms of a mortgage offer
a professional opinion of the quality, value, or utility of a specific property
a property inspection carried out with the sole purpose of determining the value of the property so that the lender can assess how much they may lend on it
a report to estimate the market value of the subject property, as a going concern, as held in fee simple ownership, assumed free and clear of all liens and encumbrances
a short inspection carried out on behalf of your mortgage lender to determine the amount in terms of a mortgage offer
a short inspection of the property in which the surveyor notes its condition and, with knowledge of local property prices, fixes its value
a very limited inspection compared to a survey although it may identify areas that require more detailed inspection by a specialist
A very simple form of survey designed to establish what the property is worth and nothing more
A brief inspection of a property for mortgage purposes confirming the suitability of a property to secure money against and its value. Whilst the borrower may be given a copy of the valuation this is only a limited form of inspection and should not be relied upon when deciding whether to purchase a property. Purchasers should be advised to obtain either a House or Flat Buyer's report or a full structural survey before proceeding with a purchase.
The amount a property is deemed to be worth (usually provided by a professional valuer).
A report written by a registered valuer, detailing their opinion of the property value.
An estimate of the value of a business. A valuation can only be an informed estimate since, like any other sale, the price achieved is determined by the market.
The estimating of value. Appraisal.
An 'inspection' of the property to be purchased carried out by a valuer acting on behalf of the lender to ensure its suitability as security against the mortgage.
A report giving a professional opinion of the value of the property. A valuation obtained for one lender is generally NOT suitable for another lender, as each valuation has an indemnity clause which protects the specific lender. However, valuers will normally readdress their valuation to a different lender within certain timeframes.
A written analysis of the estimated value of specific property prepared by a qualified appraiser. Required for loan purposes.
A brief check of the property for the secured or mortgage lender to determine how much it is worth and whether it is suitable security. The borrower usually pays the cost and receives a copy of the report.
A value placed on the property.
a professional opinion of the property's value, written as report for the lender.
Techniques for assessing the value of goods and services not priced and traded in markets. Most applications are to natural resources and environmental assets. Valuation process includes identifying affected benefit/cost categories, quantifying significant physical effects, estimating the values of the effects, quantification/pricing issues
a check carried out by a professional surveyor to ensure a property is worth its asking price and is appropriate for approval of a mortgage.
A report undertaken by a registered valuer that stipulates the value of a property. Often there is a fee that the bank/lender may charge for this service.
An opinion of the Market Value of an asset. Opinions will vary between valuers, but also by the same valuer under different circumstances. A value given for a forced sale will normally be much lower than a value given as an asking price. There are complex rules for valuations given for tax purposes.
Process by which an investor determines the worth of a security using risk and return concept.
The estimated worth of an asset such as a security. A valuation makes it easier to decide if an asset would make a good investment at a given purchase price. The price/earnings ratio is an example of a stock valuation.
An inspection of the property by a valuer to establish its suitability for mortgage purposes.
An inspection of the property is carried out to verify how much it is worth.
The process or business of appraising.
Formal assessment of the worth of property, goods etc.
The formal process of valuing a property or house by a qualified valuer. Used for establishing how much may be borrowed on that property.
A report that shows the property's value.
A valuation is carried out by a professional surveyor to check a property's value. This would be organised by the lender who needs to be sure that the property is worth the asking price.
Assessment of the value of a property given in a written report, usually by a registered valuer.
Report as required by the lender which gives a professional assessment of the property's value
Ascertaining the worth of a thing; the estimated worth of, an appraisal, estimate, examination or investigation.
An independent assessment of the value of a property carried out by an approved surveyor. Paid for by the customer, the valuation is used by the bank to decide how much they are prepared to lend. Many customers also choose to arrange a more comprehensive survey for their own purposes before they decide to buy a property.
The act or process of estimating value; the amount of estimated value.
Estimated worth or price. The act of valuing by appraisal.
The value of a property as determined by the bank or an independent valuer.
The basis upon which Real Property or Personal Property subject to insurance is assessed or appraised for purposes of establishing the proper amount of insurance to be purchased or for determining the amount to be paid when a claim has occurred. The two principle valuations used are Actual Cash value and Replacement Cost.
An estimated value or worth of something.... read full article
The worth of a portfolio of investments.
Estimated worth or price. The act of ascertaining how much specific real property is worth.
A value estimate or opinion, or the process of estimating value. A valuation report is usually a written document setting forth an opinion of a business's value as of a specified date, supported by the presentation and analysis of relevant data.
An estimate or the act of assessing of value. This will frequently be done through the process of an appraisal.
A simple check of the property in order to find out how much it is worth and whether it is suitable to lend a mortgage on. This is carried out by a professional surveyor for the lender. You usually pay the bill and will usually get a copy of the report.
1. estimated worth or price. 2. the act of estimating the worth of a thing.
The estimated worth or price. The act of valuation by appraisal.
When carried out by a potential selling agent is in their opinion, the current marketing price of the property. For any other valuation purposes, alternative professional advice may be appropriate.
The valuation component is calculated by comparing ratios of the price-to-earnings (P/E) and price-to-book (P/B) of stocks with the same market-cap group. Each stock in our equity funds receives a P/E score and a P/B score. After the valuation component is calculated, the fund is classified as a growth, value or blend fund. Generally speaking, a growth-oriented portfolio will mostly contain companies that its portfolio manager believes have the potential to increase earnings faster than the rest of the market. A value orientation, on the other hand, focuses on stocks that the manager thinks are currently undervalued in price but have the potential for great worth in the market. A blend fund will mix the two philosophies; the portfolio may contain growth and value stocks or it may contain stocks that exhibit both characteristics. For international stock funds, investment style is calculated differently since earnings are reported in different ways around the world. A price-to-cash flow style is used rather than price-to-earnings. Similar to domestic funds, international funds are classified as large-, mid- or small-cap based on the same market-cap boundaries.
Inspection of a property by a qualified surveyor for the lender to establish its acceptability as security against the mortgage loan.
the degree of "worth" of the shipment. The valuation charge compensates the mover for assuming a greater degree of liability than that provided for in the base transportation charges.
This is a brief inspection of a property, carried out on behalf of a lender. It is designed merely to confirm the current market value of the property in its current state of repair. Although a borrower might be sent a copy of the valuation report, they should arrange for a more detailed inspection such as a Homebuyerâ€(tm)s Report or Full Structural Survey if they want reassurance about any potential problems with the structure of the house, such as damp, rot or subsidence.
The estimation of a property's value typically gathered by conducting an appraisal.
This is the basic assessment that is carried out on a property. This valuation is for the lender's benefit only so it can decide how much mortgage it is prepared to offer.
A written estimate of a property's current market value completed by a person with knowledge of real estate markets.
A brief inspection of a property for mortgage or loan collateral purposes. Valuation fees are paid by Red to Black.
The process of determining the current worth of an asset.
A basic survey of a property to establish how much it is worth.
A basic survey carried out on a property for the benefit of the lender, as it ascertains whether the property is a good security for a mortgage or loan. Occasionally (eg: in the case of a low loan to value ratio), it can actually take the form of a ‘drive-byâ€(tm) valuation where the valuer doesnâ€(tm)t even enter the property. The borrower is usually given a copy of the valuation, but as it is only a limited inspection, it should not be relied upon when making a decision to buy a property, nor can the borrower make any legal claim against the surveyor if he/she makes any mistakes. It is therefore advisable that a borrower looks to obtain a Homebuyers Report of Full Structural Survey.
The estimation of a property's price value through an appraisal.
inspection carried out for the benefit of the mortgage lender to ascertain if a property forms good security for a loan. Whilst the borrower may be given a copy of the valuation this is only a limited form of inspection and should not be relied upon on when deciding whether to purchase a property. Purchasers should be advised to obtain either a House or Flat Buyer's report or a full structural survey before proceeding with a purchase.
The estimation of the worth or sale price of an asset.
The appraisal of the worth of imported goods by customs officials for the purpose of determining the amount of duty payable in the importing country.
The act or process of estimating value; essentially synonymous with appraisal.
A written analysis of the estimated value of a property prepared by a qualified valuer.
An inspection of the property to ascertain its acceptability to the lender as security against the mortgage loan, for which the borrower may have to pay.
1. The process of making an estimate of worth of real property or real property or other assets for a particular purpose eg.letting, purchase, sale, audit, rating, compulsory purchase or taxation. That purpose and the relevant circumstances will determine assumptions and facts that are appropriate and hence the process used. 2. A statement, usually in writing, setting, out the facts, assumptions, calculations and resultant value. 3. Colloquially, the value arrived at as a result of the valuation process.
Same as “appraisal” – a determination of the value of a specific piece of property.
Report arranged by the lender to ascertain the value of your property.
The act of determining the worth (or value) of an item of real or personal property most often done by means of an appraisal.
A report that outlines the value of a property and how the figure was reached. When purchasing a property, the lender will require a valuation from a certified valuer before approving the loan. The borrower is responsible for paying the valuation fee, even if the loan does not proceed.
The monetary worth of the account is the fair market value of the investments held as of that date.
Carried out by a professional surveyor to establish how much the property is worth and whether it is suitable to lend a mortgage on. There are 3 types of valuation that can be done, a basic valuation, homebuyers report or full structural survey.
An assessment made by a professional of the market value of a property.
What a customer is worth to an enterprise; see Customer Valuation.
To determine what something is worth. For example, the account Allowance for Doubtful Accounts is used with Accounts Receivable in order to present the value of the accounts receivable. [On the other hand the account Accumulated Depreciation is used with property, plant, and equipment to indicate how much of an asset's cost has been allocated to Depreciation Expense. The Accumulated Depreciation account is not intended to be a valuation account.] To Top
An inspection carried out for the benefit of the mortgage lender to ascertain if a property is a good security for a loan
The task of assessing the amount of cash consideration that a property would fetch in the open market on the date of valuation provided some assumptions hold. This task is undertaken by a properly qualified professional person who usually belongs to an international institution such as the RICS. In Cyprus, this professional person should by law be registered with ETEK (Cyprus Chamber of Technical Professions).
Placing a value or worth on an asset. On our website can get an instant valuation of your portfolio or any asset your have registered with us. We can also advise you whether an asset is worth buying or selling at the current price.
Mortgage Valuation: This is done on behalf of the lender and is purely to find out the suitability of the property for lending purposes and what the property is worth. A mortgage valuation report prepared on behalf of the lender may not be relied on by you for any purposes. For house purchases we would strongly recommend that for your own peace of mind you should consider having either a Home Buyers Report or a Full Structural Survey completed, as these will give much more in depth information on the condition of your chosen property. You should contact a qualified surveyor (either Royal Institution of Chartered Surveyors or Incorporated Society of Valuers and Auctioneers) for full details of charges.
The process of determining the value of goods imported into a country. Duties are assessed on this determined value.
Valuation is the term used for estimating the value of a piece of property usually by considering its replacement cost or its actual cash value.
Assessed value or price of an asset or company.
This is a report produced on behalf of the lender. Lenders use this to decide whether they will offer a mortgage on the property.
a measure of a security's future worth; a favorable valuation is one that estimates that the security should be worth more than it is currently priced.
Estimating the value or worth of an investment using measures such as P/E ratios and earnings growth.
A report detailing a professional opinion of a propertys value.
This word is sometimes used to mean an actuarial valuation . This is when an actuary checks what the pension scheme assets are worth and compares them with the scheme's liabilities . The actuary works out how much the contributions from employers and members must be so that there will be enough money in the scheme when people get their pensions. With defined benefit schemes , there must be an actuarial valuation every three years.
A report giving a professional opinion on the value of property. A valuation obtained for one Lender is NOT suitable for another Lender, as each valuation has an indemnity clause that protects the specific Lender. Valuations can take several days, as the Valuer may need access to the dwelling, so appointments with current owners/renters are necessary. This can slow the process. Some Lenders may not require formal valuations, subject to certain conditions.
A written opinion of a property’s value by a professional valuer. A valuation is usually required on all properties to be used as securities. For new purchases, the valuation will not be more than the purchase price of the property. Valuations obtained by one lender, or by yourself for personal use, will not be suitable for other lenders. The process of the valuation can be a slow one, as it is often necessary for the valuer to view the interior of a property being valued. Accessibility issues can delay the process.
An estimate of a properties value given by a registered valuer
The process of estimating the market value, insurable value, investment value, or some other properly defined value of an identified interest or interests in a specific parcel or parcels of real estate as of a given date. Valuation is a term used interchangeably with appraisal.
Same as "appraisal" -- often required for insurance of valuables, such as jewelry and furs and works of art.
The assessed value of the property offered as security to the mortgage.
The opinion of a real estate appraiser as to the value of a parcel of real property.
A report as required by the Lender, detailing a professional opinion of a property's value.
An assessment that the asking price of a property is a true reflection of market value.
A simple abyss of the property in order to find out how much it is worth and whether it is suitable to secure a mortgage against.
A fee paid for a professional opinion of the value of a property.
Estimated price, value or worth. Also, the act of identifying a property's worth via an appraisal.
This refers to the inspection that the lender will carry out to assess the quality of a property and whether it represents good security.
Estimated value of real property.
The act or process of assessing value or price of a property through an appraisal.
The amount your goods are worth. The valuation charge compensates the shipper for assuming a greater degree of liability than that provided for in the base transportation charges.
Report of a chartered or suitably qualified surveyor on the market value, condition and reinstatement value of a property proposed as security for a mortgage advance.
A brief inspection of a property by a surveyor/valuer requested by the lender to determine the property value against which a loan/mortgage is secured.
When you apply for a mortgage we are required, by law, to carry out a property valuation to help us to decide whether and how much to lend on the property.
The act of ascertaining the worth of a thing. The estimated worth of a thing.
Document showing the value of an investment or a professional inspection of a property to determine its worth.
Estimated worth of price: Estimate, the act of valuing by appraisal.
What a stock is worth based on a company's business fundamentals in relation to the stock's market price. Value investors look at the stock's price/earnings ratio, the dividend yield, and the company's market capitalization.
When a surveyor values your property.
An opinion (based on experience), judgement and knowledge of the market value of a property in certain circumstances. Valuations for sale, mortgage, probate, capital gains tax or insurance can all be very different for the same property and fees vary accordingly.
With regard to appraisal; it is the process of placing an estimate of value on property.
Estimation of the value of an item, usually by appraisal.
Estimated worth or price. The act of assigning value by appraisal.
Placing a value on the worth of an asset. For alternative investment portfolios, valuation can be determined by the last market-traded price, or by general partner discretion in the case of illiquid securities, where there is no readily available market-pricing mechanism.
An appraisal of the value of a property, often to assess its worth as security for a loan (but also perhaps simply for the comfort of a prospective buyer). A valuation would, for mortgage purposes, be carried out by a qualified professional valuer.
Estimation of value or price through appraisal.
Estimated worth of a property as valued through an appraisal.
The technique of determining worth, typically of inventory. Valuation of inventories may be expressed in standard dollars, replacement dollars, current average dollars, or last-purchase-price dollars.