A Loss Assessor is a professional who can be employed by a claimant to value a loss and present the insurance company with a supporting case for this valuation. Loss assessors are most often encountered in respect of claims under home contents or buildings insurance.

an individual or firm that you can retain (at your own expense) to negotiate your claim - they often take a percentage of the claims monies as a fee

This is an individual acting on behalf of policyholders in assessing claims. Mechanical Breakdown Insurance This cover protects against the cost of breakdowns of household appliances or motor vehicles.