The file of items necessary for the lender to decide to give or not to give a loan. This normally includes information on the prospective borrower (loan application, credit report, financial statement, employment letters etc), and information on the property appraisal, survey, etc). There may be a charge for "packing the loan".

Documentation consisting of all the forms, documents, and reports the lender needs in order to make a decision on the loan

The organized group of documents that contains all of the information required to obtain an underwriting decision of loan approval or loan denial. Depending on the type of loan and the particular lender, a package may contain some or all of the following as well as other documents: loan application, statement of use of funds, statement of net worth, P & L statements, tax returns, pay stubs, statements from various types of banking and investment accounts, property appraisal, letters of explanation, credit report, verification of employment, verification of housing payments, purchase agreement, etc. (See definition of "underwriting" below.)

The information regarding a borrower and property necessary which is the basis for a lender's credit decision to extend or deny credit.

A complete file of all necessary items a lender would need to decide whether to give or decline a loan. The file would include, but not limited to, credit reports, bank statements, appraisals, income tax returns, loan application, and employment letters.

The information given to the lender regarding the borrower and the property necessary to decide to give or not to give the loan.

Information given to the lender regarding the borrower and the property, which the lender uses in deciding whether to approve the loan.