A physical examination and health questions that the insurance company may require as part of the underwriting process. It is usually performed by a professional paramedical examiner.
A medical examination performed by a non-physician medical professional used to determine an applicant's health risk. The health risk is used in determining insurability and premium classification for life and health insurance.
A physical examination the insurer may require of applicants during the underwriting process. It is generally not as thorough as a full medical examination and is usually performed by nurses rather than doctors. Paramedicals are typically paid for by the insurer underwriting the application.
A brief physical examination required for eTerm to confirm height, weight and overall general health.
A medical examination performed by a paramed service for the insurance carrier. The exam is not usually performed by your doctor. It's normally arranged between the Proposed Insured, the insurance carrier, and the paramed service. The paramed service completes and submits to the insurer a report providing health information used to determine insurability.
A medical examination conducted by medical professional (usually non MD) for the purpose of evaluating an individual's health risk. This evaluation is a factor in determining the rate class and resultant premium for the policy.