A temporary interest rate (expressed as a yearly rate) offered by card issuers to "introduce" you to their services. It will usually go up after a certain amount of time (usually 6 months).
is an interest rate that is used for a specified period of time to calculate interest payments. This period is usually first six months after the credit card was issued. Introductory APR serves as an incentive for transferring balances from existing credit cards onto the new, low or no interest credit card to take advantage of a much lower or 0% interest rate to save money on interest charges. See "Annual Percentage Rate"
This is a temporary, usually low, interest rate (expressed as a yearly rate) offered by providers to "introduce" you to their services. It will usually go up after a certain amount of time.
A lower Annual Percentage Rate that is offered for a short period of time in order to entice consumers to sign up for specific credit cards. After a certain amount of time, the APR is raised.
the rate which describes the total cost of your credit card loan for the first year only. During this year you may pay lower charges than normal.