Definitions for

**"interest rate"****Related Terms:**Effective interest rate, Annual percentage rate, Rate, Apr, Interest rates, Annual percentage rate (apr, Aapr, Annual interest rate, Comparison rate, Annual equivalent rate, Apr - annual percentage rate, A.p.r, Interest accrual rate, Aer, Ear, Annual percentage rate - apr, Cost of funds, Rate of interest, Til, Interest, Effective annual interest rate, Discount point, Discount, Money factor, Discount points, Nominal interest rate, Periodic rate, Lending rate, Monthly periodic rate, Effective rate, Point, Nominal rate, Base interest rate, Apy, Daily periodic rate, Introductory apr, Annual percentage yield, Points, Note rate, Discount, Early repayment charge, Discounted rate mortgage, Loan discount, Yield spread premium, Usury, Truth-in-lending, Margin, Break costs, Mortgage rate, Simple interest

A rate that is paid on borrowed money. Interest rates are printed as a percentage...

A measure of the cost of credit, expressed as a percent. For variable-rate credit card plans, the interest rate is explicitly tied to another interest rate. The interest rate on fixed-rate credit card plans, though not explicitly tied to changes in other interest rates, can also change over time.

The interest rate is the annual percentage of the loan amount or credit card balance that is charged for its use. For Federal Stafford and Federal Parent PLUS Loan interest rates, please see interest rates on loans for undergraduate students or interest rates on loans for graduate students.

The charge set by a lender to borrow money.

The rate, normally expressed as a percentage of the amount borrowed, at which interest is paid on a loan.

This is the monthly principal and interest payment rate. Taxes and insurance need to be included to arrive at the total monthly payment. Not to be confused with the annual percentage rate (A.P.R.).

The rate of interest credited on a policy's cash value.

It is the rate at which a credit company or other lender charges a customer for borrowing money that is calculated by using APR.

Rate at which the lenders charge interst for the loan amount.

Interest is an amount earned on an investment or an amount charged on a loan. The interest rate is the exact percent being earned or charged. Interest rates on credit cards are either fixed rate (they remain the same over time), or variable (they are tied to changes in other interest rates, such as the prime rate). The interest rate may start out as fixed, but increase as a result of a condition being met (a lack of card use for a certain amount of time) or a condition not being met (carrying a balance versus paying it in full each month).

rate at which funds are usually borrowed or lended

The percentage rate at which interest is charged on a loan, or paid out on savings. The rate will vary according to the base rate and the type of loan or savings plan.

MP] The rate charged the borrower each period for the loan of money, by custom quoted on an annual basis.

The set price for borrowing money or the set return you will make if you place your money in a savings account.

(1) The rate at which interest is due on any obligation, or is paid on interest bearing assets.(2) The interest charged to the customers of a bank for the opportunity of borrowing other people's money. Conversely the interest paid to the bank’s customers for agreeing to lend their money to someone else. Français: Taux d’intérêt Español: Tipo de interés, tasa de interés

The price of borrowing money, expressed in percentage terms. Ad hoc meetings of major (usually G-7) creditor governments to arrange the re-negotiation of debt owed or guaranteed by official debtors to official creditors.

or - Interest expressed as a percentage of the original amount per time period; nominal () and effective () rates (1.4, 4.1).

The percentage by which an amount of money is multiplied to derive the amount that is paid for the use of that money; often expressed in decimal form.

The return earned on an investment expressed as a percentage rate. Also the cost paid on a loan expressed as a percentage rate.

Annual interest divided by principal, expressed as a percentage.

The rate of return on bonds, loans, or deposits. When one speaks of "the" interest rate, it is usually in a model where there is only one.

The lender's rate of return on borrowed funds.

The Interest Rate is the percentage of a deposit that a bank pays annually to the depositor in return for use of the depositor's money, the percentage of a loan that a borrower pays annually to the lender in return for use of the lender's money, or the percentage of a Bond's face value that the issuer pays.

The amount charged the borrower in addition to the amount of the loan, expressed in percentage.

The interest rate is mostly relevant to the lender because it is used to determine how much the lender will receive on the principal of the loan in a yearâ€(tm)s time. The interest rate makes up part of the annual percentage rate which is mostly relevant to the borrower.

The amount of money paid on a bank deposit, expressed as an annual percentage.

The cost, often annual, paid by a borrower to a lender over a period of time. It is intended to compensate a lender for the sacrifice of losing immediate use of money and for the inflationary erosion of its buying power over the life of the loan and for the risk involved in lending the money. Interest rates are sensitively responsive to the supply and demand factors of credit and to inflationary expectations.

It is a percentage charged the use of a sum of money over a period of time.

The charge for the privilege of borrowing money, usually expressed as an annual percentage rate.

Return on an investment; an interest rate is composed of four component rates--safe rate, risk rate, non-liquidity rate and management rate. Management rate. Compensation to the owner for the work involved in managing an investment and reinvesting the funds received from the property. Non-liquidity rate. A penalty charged for the time needed to convert real estate into cash. risk rate. An addition to the safe rate to compensate for the hazards that accompany investments in real estate. safe rate. The interest rate paid by investments of maximum security, highest liquidity and minimum risk.

the percentage rate that is charged on loans.Interest rate can also refer to the return rate made on an investment. It is the price paid for the privilege of borrowing money.

The rate as which interest is applied

A rate of return on capital; the premium paid for the use of money.

The number that tells you how much extra money you'll get when you buy a bond is the interest rate. When the interest rate is high, you get more extra money. When the interest rate is low, you don't get as much extra money.

The term used for the charge for borrowing money that is expressed as a percentage of the amount owed.

A percentage of interest that is charged on a loan during the repayment period. Late Fee: An amount of money charged to offset the extra costs associated with late payments.

The percentage of par value paid out per annum as interest. Sometimes called the coupon rate.

The rate of interest charged by the Federal Reserve banks, savings and loans, individuals and commercial lending institutions.

The rate at which a credit card company or other lender charges a customer for "borrowing" money. It is a percentage of the amount borrowed.

The yearly percentage rate of the finance charge. The interest rate will be a fixed or variable rate. See "Fixed Rate" or "Variable Rate" for descriptions. The Interest Rate is also known as the Annual Percentage Rate (APR).

When a lender advances money, they will need to build in their profit element which is commonly referred to as a ‘margin'. Therefore, the overall interest rate which a borrower will be charged will be the cost of funds (either bank base rate, LIBOR, SWAPS, gilts etc) plus the margin.

A percentage that when multiplied by the principal determines the amount of money that the principal earns over a period of time, usually one year.

The fee charged by a lender for the use of borrowed money. Interest rates can be calculated as simple, compounded or effective.

The interest rate on a loan determines your monthly payment. The higher the interest rate, the higher your monthly payment. The lower the interest rate, the lower your monthly payment. To see how that works and how much a certain rate affects the payment, use our How much will my payments be? calculator. Back to the top

Additional amount paid by the borrower for any loan. Usually it is expressed as a percentage.

The percentage of an amount of money that is borrowed and is paid for during a specific period specified in the terms of the loan.

Amount expressed as a percentage generating a capital within a set time-period, generically known as the price of money.

The rate charged or paid for the use of money proportional to the length of time the money was held.

This is the rate you pay on the money you borrow. It's generally expressed as an annual percentage.

The price borrowers pay for using someone else's money; expressed as a percentage of the amount borrowed. Also, money paid by financial institutions to depositors.

This is the percentage of the loan amount that you must add to your principle, for the privilege of borrowing money.

The charge for using a lender’s money.

The charge for using the lender’s money.

The premium received by the lender 1 year hence if he or she lends a dollar for a year. If the annual interest rate equals r, he or she receives (1 + r) dollars a year hence.

Cost of borrowing or the amount charged on a home or personal loan.

The rate of interest, expressed as a percentage, that an account will earn if funds are kept on deposit for a full year. It does not reflect the effect of compounding interest.

The percentage rate that lenders charge for use of their money.

What it costs you to borrow money, such as through a credit card or home or auto loan. Usually expressed as an annual percentage rate.

the rate per annum set forth in the applicable Agreement.

Annual interest rate for your loan or your lease.

The rate or periodic charge paid to obtain a loan.

Interest rate is an annual charge made to the borrower and expressed in the form of percentage.

A charge to a borrower, expressed as a percentage, for money advanced by a lender on credit.

The amount of interest that a borrower pays a lender. It is usually given as an annual percentage, or percentage per year. For example, if you have borrowed $10 from a bank at 6% interest per year, you would have to pay $0.60 per year in interest.

a percentage charged for the use of borrowed money, usually stated in annual terms.

This is the bank's fee for loaning you money. Interest rates are charged as a percentage of the amount loaned to you.

The interest rate that is applied to the loan. In most cases, interest is a tax deductible expense.

The ratio of the earnings on an investment to the principal invested. The annual rate of interest is the rate of interest divided by the fraction of the year the investment is outstanding.

A percentage of an amount of money usually expressed as an annual percentage which is paid for the use of the money for a specified period of time

Refers to the percentage rate at which interest is charged on a credit card, loan or paid on savings etc.

Interest rates on credit card plans change over time. Some are TIED to changes in other interest rates, such as the prime rate or the Treasury Bill rate, and are called variable rate plans. Others are not explicitly tied to changes in other interest rates and are called fixed rate plans.

The cost of borrowing money expressed as a percentage rate. Interest rates may change depending on market conditions.

The percentage charged for a loan, usually a percentage of the amount lent. Also, the percentage paid on a savings account.

The cost of borrowing money shown as a percentage over a one-year period.

The cost of borrowing money, expressed as a percentage per period of time, usually one year.

is what lenders charge borrowers for renting their money, expressed as an annual percentage of the amount borrowed, before factoring in financing charges and fees.

Interest rates may be determined by a simple rule using the bid and offer spread on an fx rate. If the rate quoted is in european terms and the offered price is higher than the bid, then you know that the interest rate is that nation is higher than the rate in the base nation for the particular time in question. If quoted in american terms, the opposite is true. Example - usd/jpy quoted 105.75 to 105.65 Because the offered price is lower than the bid, then you know that rates are lower in japan than in the u.s.

The charge made for a loan of money expressed as an annual or monthly percentage of the principal.

A charge applied to a loan or line of credit, generally in the form of a percentage of the account’s balance.

Interest rate is the cost of borrowing money as a yearly percentage. For investors, interest rate is the rate earned on an investment as a yearly percentage. The simple interest rate is interest paid or received divided by loan or deposit. For example, $100 in annual interest on a $1,000 loan or deposit is a simple interest rate of 10%. Compounded interest rate is determined by the frequency of interest payments during the loan or deposit term. For example, a 10% loan or deposit that is compounded quarterly equals a compounded rate of 10.38%. If compounded daily, the compounded interest rate increases to 10.52%. (For CD investors, compounded interest rate is called annual percentage yield.) Effective interest rate, or annual percentage rate (APR), is the true interest cost of borrowing. It includes fees and points you pay for a loan in the calculation. As a result, effective interest rate is higher than simple interest rate.

A fee charged by a lender for the borrowing of money for a specified time, usually expressed as an annual percentage.

The rate which determines a borrowerâ€™s monthly payments, based on market conditions. Essentially, it is the price of a loan. A higher interest rate results in a higher monthly payment

The percentage rate at which interest accrues on the mortgage. It is also the rate used to calculate the monthly payments.

The cost of borrowing money, expressed as a percentage, usually over a period of one year.

A figure expressed as a percentage as the value that is charged by the lender for use of the lender's money

An amount a borrower must repay in addition to the full amount of the loan.

The annual rate paid on an interest-bearing account, such as a savings and CDs, which does not reflect compounding; also, the rate charged on a loan or line of credit. Different types of accounts and loans pay or charge different rates of interest. The interest paid on an interest-bearing account is usually expressed as an Annual Percentage Yield. The rate charged on a loan is usually expressed as an Annual Percentage Rate.

The interest attracted by the capital expressed in percentage terms (also called the rate of interest).

The amount of interest paid or charged in percentage form.

The percentage rate that represents the cost of borrowing or the benefit of lending money.

The actual rate of simple interest paid by the borrower. Different types include: 1. variable: adjusts according to economic and market conditions on a monthly or annual basis. 2. fixed: the interest rate remains the same for the entire term of the loan.

The percentage of the face value of a bond or other debt security that you receive as payment on your investment is the security's interest rate. If you multiply that rate by the face value, you get the annual amount you receive as interest.

A percentage rate which is charged (or paid) for borrowing money. An interest rate is often expressed as an annual percentage of the principal. A typical mortgage interest rate in Canada when inflation is "in check" is 4.00 to 7.00 percent.

The annual tax-free interest paid. (Also called coupon rate.)

The cost of using money, expressed as a rate for a period of time.

The annual percentage of the principal amount payable for the use of borrowed money.

(Consolidation Loans) The interest rate for both FFELP and Direct Consolidation Loans is set according to a formula established by federal statute. The interest rate is the weighted-average rate of the current rates charged on the loans being consolidated, rounded up to the nearest 1/8th of a percent, not to exceed 8.25%. The consolidation rate is fixed for the life of the loan.

Federal student loan interest rates are variable, adjusted annually and set by the Department of Education each July 1st for the subsequent 12 month loan period.

The percentage of an amount of money which is paid for its use for a specified time.

The cost of using money expressed as a percentage.

The rate used in the calculation of the finance charge. The rate may be either "fixed" (unchanging) or "variable" (based upon an index or market condition).

The charge made for a loan of money or use of credit, expressed as a percentage of the principal.

Cost of borrowing money expressed as a percentage of the amount borrowed.

The interest rate is the amount of money the bank charges you for your mortgage. Interest rates, in general, depend on the economy, but the rate you'll pay is also affected by the terms of your mortgage and your own creditworthiness.

The rate of charge for the use of money for a specified period of time.

The annual percentage cost of interest. (see Interest)

An interest rate is a rate that is charged or paid for the use of money.

The Interest rate for our private loan program is based on LIBOR (London Interbank Offered Rate) plus a margin of 0% to 5.5% depending on credit. The LIBOR index may change quarterly.

A charge for borrowing money, calculated as a percent of the principal loan amount. No glossary terms at this time. No glossary terms at this time.

Rate charged or paid for the use of money, normally expressed as a percentage.

Refer to Variable Interest Rate.

The amount of money which is charged for borrowing money.

The fee charged form money lent. Under the Truth in Lending Act, it must be disclosed as an APR to credit card users on the card application form.

The percentage a borrower pays to borrow money. On adjustable-rate loans, index plus margin equals adjusted interest rate.

The cost of borrowing money. Many factors determine "the rate": loan size, percent of down payment, credit scores and fluctuating cost of funds. It stands to reason the riskier the loan the higher the rate of interest. Rates are very important but can not necessarily be determined out of a total context.

the sum charged for borrowing money, expressed as a percentage

A percentage of the loan amount determining how much interest is due on the loan.

The rate expressed as a percentage of the outstanding balance used to calculate interest charges.

Differential In FX trading, interest rate charges are determined by the difference between the interest rate on the base currency less the interest rate on quote currency. Interest rates are only paid on positions held over night.

The amount of money a customer can earn on an investment. It is usually expressed as a percentage of the total sum invested. ISA A way of holding cash deposits, life assurance policies and investments in stock and shares in a tax privileged way. The Government have stated that ISA's will be available for a minimum of ten years. See ISA Mortgage for more information.

The interest rate shown on the mortgage form.

The fee, expressed as a percentage, charged for a loan. Helps determine the monthly mortgage payment.

The rate of interest in effect for the monthly payment due.

The percentage of an amount of money which is paid for the use of that money over a period of time.

The periodic charge paid for borrowing money, calculated as a percentage of the amount borrowed.

The rate of return paid by the borrower (purchaser/home owner) to use the fundsborrowed for the specified term. It is expressed as an annual rate.

The rate paid by an interest-bearing account, such as savings, CDs and some checking accounts, or the rate charged on a loan or line of credit. Different types of accounts and loans pay or charge different rates of interest.

The cost to borrow money, expressed as a percentage rate, to be paid over a period of time. Fees associated with taking the loan are not included in an interest rate (see APR).

The amount a Lender will charge for the use of their funds. Interest rates vary greatly from loan to loan and are frequently tied to industry measures such as Prime Rate. For example, if Prime Rate is 4.75%, then a "Prime Plus Two Percent" rate would mean a loan with a 6.75% interest rate.

The value charged by the lender for the use of the lender's money, expressed as a percentage.

The amount at which interest will be charged for a loan, expressed as a percentage of the loan amount.

The percentage of the amount in an account or loan which is paid or charged in a given time period. The BPA can set interest rates, although it doesn't do so at the moment in East Timor. Interest rates have important impacts. If interest on loans are high, fewer people take out loans. If interest rates are lower, more people will borrow money. By setting interest rates a bank can influence people to spend more money than they have.

Credit is not free! When you use money provided by a bank or financial institution, the interest rate reflects the amount they charge you for that service.

The percentage (per unit of time) charged by a bank or financial institution for the use of their money.

A measure of the cost of credit, expressed as a percent. For variable-rate credit card plans, the interest rate is explicitly tied to another interest rate, such as the prime rate or the Treasury bill rate. If the other rate changes, the rate on your card will, too. The interest rate on fixed-rate credit card plans can also change over time. The card issuer must notify you before the "fixed" interest rate is changed. Many card issuers will raise interest rates if you miss payments (in addition to charging you a late-payment fee).

The amount of money you are being charged to borrow money expressed as an annual percentage. When you make your loan payments every month, you are paying back the amount you borrowed (the principal) plus interest. For example, if you borrow $1,000 for one year and have a 10 percent simple interest rate, you will end up repaying your lender $1,100.

Cost for the use of capital expressed as a percentage of the sum of money borrowed

A percentage of the amount of a loan paid for the use of money for a specified time.

Refers the to risk-free interest rate as indicated by the yield on three-month U.S. Treasury securities.

A percentage of a loan or mortgage value that is paid to the lender as compensation for loaning funds.

The amount a borrower pays to borrow money.

The percentage rate that a loan provider, such as a credit card provider, charges against the principal amount of money that the company loaned the borrower.

The fee charged for money lent. Under the Truth in Lending Act it must be disclosed as Annual Percentage Rate (APR).

The rate paid or received on borrowed money. Generally expressed as a percentage of the total sum borrowed over a specified period of time.

The amount of money you are charged for using the lenders money to purchase the property. The interest rate is based on the risk of the loan and prevailing rates in the market.

The percentage of an amount of money that is paid for the privilege of the money's use for a specified time.

When you make your loan payments every month, you are paying back the amount you borrowed plus interest. Interest is a percentage of your loan amount. For example, if you borrow $1,000 for one year and have a 10-percent interest rate, you will end up repaying your lender $1,100.

The simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed money. See also: Annual Percentage Rate. Go to Top

The percentage rate on a principal amount charged by a lender for the use of a sum of money.

a way to measure cost on money loaned or borrowed. Usually expressed a s a percentage of the total sum borrowed over the course of a year but paid on a monthly basis.

The percentage a lender charges you to borrow money, excluding any fees.

The percentage payable to the lender calculated at an annual rate on the Principal. May be All-in.

A charge for a loan usually a percentage of the amount loaned.

The interest rate is the factor used to calculate the finance charge applied to your account, often expressed as an annualized rate.

The periodic charge expresses as a percentage.

The percentage of loan amount borrowed which is charged by the lender for use of the money. Interest rates are usually expressed as the percentage per year.

The regular and recurring fee charged by the lender as "rent" on the money borrowed. Interest is usually expressed as a percentage of the loan balance, calculated on an annual basis, and is often tax-deductible.

Percentage paid for the use of money, usually expressed as an annual percentage.

Interest rate ceiling Interest rate floor

The rate at which you pay interest to the lender. For example, when the mortgage balance is $100,000, and the interest rate is 6 per cent, one single annual payment will include $6,000 interest. More frequent payments will result in different amounts.

The fee paid to a lender to borrow money expressed as a percentage.

Defined in economic theory as the price of money. It is the form of quantifying the amounts which the debtor must pay the creditor as remuneration for the principal received on loan.

The rate that lenders charge their borrowers, which is the price paid for the borrowed use of money. It does not include any other costs incurred because of the loan.

The relationship between the amount of money borrowed or lent and the money paid in return for the use of that money. Usually expressed as a percentage per year.

The amount charged per year on a personal or home loan. The rate varies according to the type of loan. Or, the percentage of interest paid for money in deposit accounts, without regard to compounding, shown as an annual figure.

The amount of interest charged, calculated as a percentage of the money borrowed, calculated over a year.

The percentage of interest charged on the amount of money borrowed. This rate will vary slightly from lender to lender, and will vary according to the type of mortgage chosen (30 year fixed, 3 year adjustable, etc.). Now is an excellent time for mortgage interest rates, as 1996 has ushered in consistently low rates that are in fact the lowest in over 30 years

is the cost of borrowing money expressed as a percentage rate. Interest rates can change because of market conditions.

The amount charged by a lender for borrowing money.

The rate at which interest is applied.

the price paid for the use of someone else's money expressed as an annual percentage rate, such as 6.5%.

The percentage of interest charged on a monthly loan payment.

the note rate charged on the loan.

Is the percentage that is paid on savings or loans. A savings account that was offering 8% would give you a better return than one that was offering 5%. Similarly borrowing money at 22.5% is going to cost more than borrowing at 18%.

The periodic charge, expressed as a percentage, for use of credit.

The return on money invested, usually expressed as a percentage per annum.

The stated annual interest percentage paid on the principal or face value of the security.

The percentage of the loan amount charged for borrowing money; i.e., the cost of the money expressed as a percentage. The interest rate of a loan is determined by adding a margin to the index. The size of the margin is typically a function of the index used and the credit worthiness of the borrower.

Expressed as a percentage of 100, the annual rate of interest on a loan.

The percentage of a loan amount which is paid for being allowed to use the loan amount for a specified time.

A rate which is charged or paid for the use of money. An interest rate is often expressed as an annual percentage of the principal. It is calculated by dividing the amount of interest by the amount of principal. Interest rates often change as a result of inflation and Federal Reserve policies. For example, if a bank charges a customer M$90 in a year on a credit of M$1000, then the interest rate would be 90/1000 *100% = 9%.

The percentage of an amount of money that is paid for its use for a specific time; usually expressed as an annual percentage.

The rate that lenders charge their borrowers for the privilege of borrowing money.

Cost of using money, expressed as a percentage rate per annum.

The fee charged for borrowing money.

The rate charged the borrower each period, by custom quoted on an annual basis. A rate of 6%, for example, means a rate of 1/2% per month. For a monthly payment mortgage the rate divided by 12 is multiplied by the balance at the end of the preceding month to determine the monthly interest due.

A percentage, which is expressed as an annual rate and applied to the loan amount for the use of funds.

The cost of borrowing money, expressed as an annual percentage of the principle.

That percentage of a principal sum earned from investment or charged upon a loan.

This is the rate (as a percentage) at which you will be charged interest on your home loan. Interest rates vary between lenders and between various types of loans. Interest rates change reasonably frequently (due to competition between the lenders and the policies of the Reserve Bank of Australia), which in turn changes your repayment amount. Most lenders offer loan products allowing you to set a fixed interest rate if you desire.

is the percentage rate lenders charge borrowers for use of their funds over an extended period of time.

Interest is what lenders charge you to use their money. The higher the rate of interest, the higher the risk. For fixed-rate mortgages, remember that the interest rate has a seesaw relationship with the points. A high number of points is usually associated with a lower interest rate, and vice versa. For an adjustable-rate mortgage, make sure that you understand the formula (the index plus the margin) that determines how the interest rate is calculated after the teaser rate expires.

The percentage paid to a lender for the use of the money borrowed.

The yearly sum charged on a loan. Different types of loans have different rates.

The amount lenders charge you to borrow their money. For fixed-rate mortgages, when you have a higher interest rate, you have a lower number of points and vice versa. For ARMs, your lender will explain the formula used to calculate your interest rate.

A measure of the cost of borrowing. Read more...

EThe yearly rate of interest on a loan, normally expressed as a percentage of 100.

The percentage of money charged for its use. For example, a Seller may charge a Buyer 10% interest on the unpaid balance of a Note.

This is the rate at which the interest charged on your mortgage is calculated.

see Annual Percentage Rate (APR) for more information

The percentage rate at which interest is charged on money that is borrowed or invested. It is expressed as a percentage of the amount borrowed or invested, usually over one year, but could be over one month.

the rate of return paid by the borrower (purchaser) to the lender for permitting the borrower to use the funds for the specified term. It is expressed as an annual rate.

interest charges taken as a percentage of the borrowed amount, this is the money lenders charge to use their money.

The sum, expressed as a percentage, charged for a loan. Interest payments on most home loans are tax- deductible.

The charge for borrowed money, generally expressed as a percentage of the principal amount borrowed. J, K, L, M, N

The interest rate is a part of the annual percentage rate ( APR) equation. Interest is the annual rate of return that the lender receives on the Principal of the loan.

the percentage to be paid by you on unpaid credit. Interest rates vary from issuer to issuer and also depend on when the credit is paid. A standard calculation of the total cost to you of borrowing money is presented as Annual Percentage Rate (APR) charge or Typical Annual Percentage Rate. You can use APR to compare the cost of various cards.

This is the rate at which the interest is charged on a loan.

Although interest rates may appear to be straightforward, they may be quoted and calculated in a number of different ways.... more on Interest rate

The sum, expressed a s a percentage, that a lender charges you for using their money to finance your home. Interest payments on most home loans are tax-deductible.

This is the percentage of your loan that a lender charges you each year for the privilege of borrowing money. The prevailing level of interest charged by lenders depends largely on the economy and the Bank of England base rate. back to the top

Rate of interest charged for the use of money, usually expressed at an annual rate. The rate is derived by dividing the amount of interest by the amount of principal borrowed.

See Money Factor.

Cost of money or credit expressed as a percentage rate per period of time, usually one year.

Interest Rate The rate of return the lender receives for permitting the borrower to use the mortgage money for a specified term. The interest rate is usually expressed as an annual percentage rate, calculated semi-annually, not in advance.

Rate used to determine monthly payment on a loan. This is also expressed as "rate" or "note rate."

The rate that a bank or credit issuer charges for the money it lends to you.

as it relates to loans, it is the amount charged for borrowing money shown in the form of a percentage

The cost of credit, expressed as a percentage rate.

The rate at which interest accrues on the principal balance. This rate is either a fixed rate or a variable rate based on an index.

The percentage of interest that is paid on borrowed money.

The percentage of an amount of money that's paid for its use over a specified time period.

The cost of borrowing, expressed as an annual percentage of the principal. Many factors influence the interest rate you will be charged, including the overall state of the economy, the cost the lender is charged to borrow the funds, etc.

The rate of interest is a key consideration when arranging your mortgage. The interest is the payment to the lender for the use of the mortgage money. The interest rate can be fixed (where the rate remains constant for the term) or floating (where the rate changes at regular intervals). Short term or convertible terms usually have lower interest rates and can be used to a borrower's advantage in an unstable market. These mortgages allow you to ride out a fluctuating or falling rate market until rates reach a level where you wish to "lock-in" to a longer term. On the other hand, long term rates offer stability and eliminate the need to monitor rates daily.

The charge for borrowing money, usually expressed as a percentage, and based on the loan amount and terms.

A percentage of the principal paid in periodic installments for use of credit.

The percentage charge for borrowed money, generally a percentage of the amount owed. See APR for explanation of how credit card companies charge interest.

For savings and checking accounts, the annual rate of interest paid on an account, which does not reflect compounding. For loans, a percentage that is applied to the amount of a loan to determine the charges for the use of the money.

Note rate/rate of interest paid by borrower.

Rate of interest paid on deposits and other investments determined by the interaction of the supply and demand for funds in the money market.

The amount charged for a by a bank, usually expressed as a percentage of the sum borrowed. This also is the rate at which interest will accrue on the sum of money available in your bank account. Some bank accounts have higher interest rates than others (e.g. notice accounts and banking accounts).

This is the percentage you pay for borrowing a specific amount of money for a specific time.

The percentage rate of return charged for use of a sum of money. This percentage rate is specified in the mortgage note. Also known as â€œNote Rateâ€.

The annual rate of interest charged on the loan amount.

The annual rate of interest on the loan, expressed as a percentage of 100.

An annual charge payable by the borrower and expressed in the form of percentage is known as interest rate.

The interest charged by a lender for the use of money, expressed as a percentage.

The rate banks charge for the funds they lend.

The premium borrowers charge for lending their money. Interest rate risk The uncertainty of returns on investments due to the changes in market rates of interest.

The rate that lenders charge their borrowers for borrowing money. Usually expressed in terms of percentage per year.

The cost of using money, expressed as an annual percentage.

The rate of interest used to calculate the monthly payment due.

the rate at which you pay back interest, expressed as a percentage of the amount you borrow.

The monthly effective interest rate. For example, the periodic rate on a credit card with an 18% annual percentage rate is 1.5% per month.

Compensation paid or to be paid for the use of money, generally expressed as an annual percentage rate. The rate may be constant over the life of the bond (fixed-rate) or may change from time to time by reference to an index (floating-rate). (Bond Market Association)

The percentage of a sum of money charged for its use.

Interest Rate Sensitivity

The price, calculated as a percentage of the money loaned, that banks are charging borrowers for the use of the banks' money.

A percentage that tells what borrowed money will cost or savings will earn. An interest rate equals interest earned or charged per year divided by the principal amount, and expressed as a percentage. In the simplest example, a 5% interest rate means that it will cost you $5 to borrow $100 for a year or you'll earn $5 for keeping $100 in a savings account for a year. (The math is more complicated when the financial institution uses a daily or monthly interest rate. Another complication occurs when borrowers make loan payments and savers add or withdraw savings periodically during the year. See also compounding .)

The amount charged by a lender for the money borrowed. It can be fixed or variable.

The periodic charge, expressed as a percentage, for change over time.

The cost you pay to borrow money stated as a percentage rate.

The amount charged by a lending institution to mortgage holders for the use of borrowed money. Rates can vary over time and are set by the Federal Reserve Board

The percentage of a principal balance, which is charged or paid, for the use of the money. Unlike an APR, an interest rate calculation does not include any additional fees or other charges.

Annual interest rate for this loan.

The amount of money paid to a lender in addition to the original amount borrowed, expressed as a percentage.

A rate charged to borrow monies, normally from banks and other lending organizations.

The amount received by a lender and paid by a borrower expressed as a percentage of the amount of the loan. This is the cost of borrowing funds and the payment received for lending. Interest rates are generally expressed as an annual percentage of the amount borrowed/loaned. As an example, a 10 percent annual interest rate means that the cost of borrowing $1,000 for one year is $100 ($1000 × .10).

The percent of interest charged on money borrowed or earned on money invested.

The percentage used to calculate the interest to be paid.

The factor applied to the debt to determine the charge for borrowing money. The interest rate is expressed as a percentage.

The amount of money a customer can earn on an investment or is charged for borrowing money. It is usually expressed as a percentage of the total amount invested.

The charge assessed to the borrower for the use of credit.

The rate charged for the use of money, most often expressed as an annualized figure. In consumer loans, it's the rate charged to consumers who want to borrow. In deposits, it's the rate offered by an institution that wants to use consumers' money.

A rate charged as the fee for borrowing money. This is usually expressed as a percentage of the borrowed amount on an annual basis. umbo Loan (Non-Conforming) A mortgage amount that is higher than the loans allowed (bought) by FHLMC and FNMA (Freddie Mac and Fannie Mae). Because these loans do not qualify to be bought by the two government groups they tend to carry higher interest rates.

The fee charged or paid for money lent, expressed as a percentage of the principal.

The interest rate determines the amount of interest. It is the price which must be paid by the debtor in return for borrowing money; alternatively, it is the money that a creditor receives for the surrender of capital.

The amount charged by a lender, expressed as a percentage of the amount of money that is borrowed.

the amount of interest charged on a monthly loan payment; usually expressed as a percentage.

Money paid (cost of credit) for the use of money. Interest rate The interest expressed as a percentage rate.

The monthly effective rate paid (or received if you are a creditor) on borrowed money. Expressed as a percentage of the sum borrowed.

It is either the coupon or floating rate attached to a credit instrument or lending operation.

The actual rate of simple interest paid by the borrower. Different types include: 1. Variable: Will adjust according to economic and market conditions. This could be monthly, or annually. 2. Fixed: The interest rate will remain the same for the entire term of the loan.

The percentage rate of return charged or earned for the use of money. Mortgage percentage rates are specified in the mortgage documents.

The percentage of the principal amount of a loan that is charged for use of that loan. This amount determines the monthly payment.

The cost of borrowing or gain from lending money expressed as a percentage per annum.

The rate of return on an investment, specifically, the rate charged on borrowed money.

The percentage that is charged for the use of borrowed money.

The percentage of an amount of money which is paid in order to borrow money for a specified amount of time.

The cost of borrowed money, expressed as a percentage for a given period of time.

The ratio of the interest payment to the principal for a given unit of time. It is usually expressed as a percentage of the principal.

The price you pay for borrowing money. The rate of interest you are charged on a loan, for example, will vary according to the level of base rates.

A percentage of money charged for the use of that money.

Cost for the use of a loan, usually expressed as a percentage of the loan, paid over a specific period of time. The interest rate does not include fees charged for the loan. See annual percentage rate.

The cost of borrowing a lender's money. Interest takes into account the risk and cost to the lender for a loan. The interest rate on a fixed rate mortgage depends on the going market rate and how many discount points you pay up-front. An adjustable rate mortgage's interest is a variable rate made up of the index and the lender's margin.

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