This insurance protects an employer against the claims for damages which arise out of injuries to employees in the coarse of their work. A workers' compensation policy insures the employer against liability under state compensation laws. Employers Liability Insurance provides protection in cases not covered by the compensation law.
Also identified as Coverage B under Workers Compensation Insurance. Coverage protecting an insured employer against common law suits by employees for on-the-job injuries or illnesses not covered by the Workers Compensation law of the jurisdiction in which the occurrence took place (Coverage A).
Insurance by employers in respect of their liability to employees for injury or disease arising out of and in the course of their employment. With some exemptions this insurance is compulsory in Great Britain, and can only be provided by an authorised insurer.