Definitions for "Employers' Liability Insurance"
Provides coverage against one's employers common law liability for bodily injury to employees occurring within the scope of their employment when that liability is not covered by workers compensation.
Coverage to protect an employer against claims for damages arising out of injuries to employees in the course of their work. A workers' compensation policy insures the employer against liability under state compensation laws. Employers' liability insurance provides protection in cases not covered by the compensation law.
If you have employees, it is a legal requirement to have Employers' Liability insurance. This provides cover for death and bodily injury to employees whilst working for you. Employers' Liability does not automatically cover your business partners, but if you need this, cover can easily be provided. The level of cover is £10m.