This type of insurance protects employers against the 'direct pecuniary loss' which they could suffer if any of their employees committed a fraud or any other act of dishonesty against them. 'Direct pecuniary loss' refers to the loss of monies, stock or other items of value, the loss of which can be proven and for which the employees responsible can be identified. Unaccountable deficiencies or losses are not covered.

Insurance which provides cover for a business in against Theft by an employee.

Policies designed to indemnify you against loss of money, stock and other property as a result of fraud or dishonesty by an employee. You can name key employees on the policy or have all employees included.