Community Reinvestment Act. The federal law which requires federally regulated lenders to describe the geographical market area they serve. Deposits from that area are to be reinvested in that area whenever practical.
Community Reinvestment Act. Federal legislation which requires every financial institution to help meet the credit needs of its entire community including low and moderate income neighborhoods.
Consumer Reporting Agency. A credit bureau that gathers and provides information about individuals - such as if they pay their bills on time or have filed bankruptcy - to creditors, employers, and landlords. Companies that perform pre-employment screening services are also considered CRAs and are governed by the FCRA, as are the employers that use background screening services.
California Resources Agency
Credit Reporting Agency. Agencies who monitor activity on credit accounts such as credit cards and other loans. The three major CRAs are Equifax, TransUnion, and Experian. These agencies release credit reports to appropriate parties such as a financial institution where someone is applying for a loan. This information helps determine your creditworthiness.
Credit Reference Agencies
Credit reference agency. Establishes whether a person or organisation is a good or poor credit risk. A customer's information is forwarded to the CRA, who then checks the customer's credit history. The CRA determines whether there is any history of unpaid accounts, slow payment or any similar circumstances which would result in a poor credit rating.
Community Reinvestment Act. Federal law passed in 1977 to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. The CRA requires that each insured depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities, including mergers and acquisitions.
Community Reinvestment Act. A law that requires banks and other financial institutions to meet the credit needs of their communities including low and moderate income sections of the community. The act also requires banks to submit reports concerning their investments in the areas where they do business.
the federal government department responsible for administering the Income Tax Act.
Credit Reporting Agency. Any agency which tracks financial obligations of individuals or a company and used by banks, merchants, suppliers, etc. for the purpose of evaluating credit risk.
California Redevelopment Association. A nonprofit trade group representing redevelopment agencies throughout California. Their website (www.ca-redevelopment.org) contains excellent information for anyone interested in understanding the benefits of redevelopment.
Consumer Reporting Agency. A consumer reporting agency is any individual, partnership, corporation, trust, estate, cooperative association, government or governmental subdivision or agency, or other entity which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports.
California Racing Association.
Canada Revenue Agency (formerly known as Canada Customs and Revenue Agency (“CCRA”)
Community Redevelopment Agency of the City of Los Angeles
Community Reinforcement Approach.
Canada Revenue Agency. The friendly income tax people.
Consumer Reporting Agency. A company that gathers and records personal credit histories and provides credit report information upon request. CRAs are subject to the Fair Credit Reporting Act (FCRA) and they make sure that only companies with a legitimate business purpose can view your credit report. There are three major credit bureaus: Equifax, Experian (formerly TRW), and TransUnion.
Credit Reporting Agency. A CRA is a company which gathers, files and sells information to creditors and/or employers, to facilitate their decisions to extend you credit or to hire you. The three major CRAs are Experian, Equifax and Trans Union.
Community Reinvestment Act. This act requires financial institutions to meet the credit needs of their community, including low and moderate-income sections of the local community. It also requires banks to make reports concerning their investment in the areas where they do business.
Canada Revenue Agency. Formerly known as Revenue Canada. Their role is to promote and enforce compliance with Canada's tax regulations and provide communications etc. Their Web site is www.cra-arc.gc.ca and their TIPs line is 1-800-959-8281.
Community Re-investment Act. Provides that financial institutions meet the credit needs of all citizens of a community.
Community Reinvestment Act. A 1977 federal law that requires banks and savings and loan associations to help meet the credit needs of their local communities, including low-income communities.
Community Reinvestment Act. A federal statute enacted in 1977 that prohibits redlining (the practice of restricting credit in low-income or minority neighborhoods within a bank's business area). Under CRA, banks are required to invest in the communities where they are chartered. Traditionally, this obligation has been fulfilled with investments in housing. In 1996 the regulations were broadened to encourage investments in other community supports, including child care programs. Back to the top
Canada Revenue Agency. A federal agency responsible for the administration of the Income Tax Act.
Credit Reference Association
Credit Reporting Agency. There are three major credit reporting agencies: Experian, Equifax and TransUnion. They keep track of your credit records, and issue credit reports to those who have a legitimate reason for needing to know your credit history.
Credit Reporting Agency. Credit bureaus are CRAs. They gather files and sell information to creditors, landlords and/or employers to help them make decisions on whether to give you credit or hire you.
Canada Revenue Agency. the federal government agency that collects taxes and administers Canada's tax laws
Community Reinvestment Act. A law formulated in 1977 that requires regulating agencies to examine banks and savings and loans to ensure that they take affirmative steps to help meet the credit needs of the communities they are chartered to serve, especially low and moderate income communities. The CRA Reform of 1995 further strengthened the lending requirements.
Consumer Reporting Agencies. Companies that gather and sell information about where a consumer works and lives, how they pay their bills, and whether they've been sued, arrested, or filed for bankruptcy. The most common type of CRA is a credit bureau. The information CRAs sell about the consumer to creditors, employers, insurers, and other businesses is called a Consumer Report or a Credit Report.
Colorado River Aqueduct, built 1933-1941 and owned and operated by the Metropolitan Water District of Southern California.
Canada Revenue Agency. The Canada Revenue Agency (CRA) administers tax laws for the Government of Canada and for most provinces and territories. It provides tax-sheltered mechanisms through the Income Tax Act for individuals saving for retirement, and sets maximum standards for the benefits a plan can provide.
California Redwood Association. 405 Enfrente Drive #200, Novato, California 94949, (415) 382-0662, FAX (415) 382-8531.
Consumer Reporting Agency. A company that prepares detailed reports used by lenders to determine a potential borrower's creditworthiness. These agencies obtain data for these reports from a credit repository as well as from other sources. More Commonly referred to as credit bureaus.
Community Reinvestment Act. An act encouraging banks to meet the credit needs of all communities within its market area. Under the act, banks are to make available credit on a safe and sound basis to moderate and low income neighborhoods within its delineated market area.
Community Reinvestment Act. Under provisions of the Community Reinvestment Act of 1977, banks and thrift institutions seek opportunities to help meet the credit needs of their local communities, including low -- and moderate -- income neighborhoods, consistent with safe and sound operation of the institutions.
