An agency that gathers and stores credit information on individuals.
An agency that gathers and maintains information on the debts and repayment records of individuals and businesses. Credit agencies prepare reports that are used by credit card issuers to view an applicant's or cardholder's credit history.
A third party agency creditors use to collect debt. Sometimes a credit agency is a company set up by the creditor to collect debt. Also called a Collection Agency.
Organization that compiles credit and personal information to be provided to creditors. This information may include payment history, credit accounts and balances, and employment information. Back to the top of the page