An ATM surcharge is a fee charged by an ATM owner to a non-customer using the ATM and the fees range from $0.50 to $5.00 or more. Heavily used ATMs (near tourist attractions such as amusement parks, airports, and casinos) often have the highest surcharges. Typically, the ATM will give you a chance to cancel the transaction before the account is charged.

a fee some ATM owners charge to cardholders of other financial institutions

a fee that ATM owners charge you to use their ATM