This type of transaction is billed through a credit card signup form. For example, CCBill processes the following credit cards: Visa, MasterCard, Discover, JCB and others.
A card issued by a finance provider where there is an agreed credit limit, and the consumer can use the card to purchase items and must make regular minimum repayments• Consumer Credit• Regulatory Offences• Separation
A payment card issued for purchasing goods, services and obtaining cash against a line of credit established by the issuer of the card. Bills are usually sent monthly and you can either choose to pay a minimum payment or pay in full, eg. Barclaycard / VISA / MasterCard.
A credit card is a card that represents a certain amount of money that a lender is willing to loan the cardholder. The cardholder can make purchases with this card up to the amount approved.
A plastic card with a credit limit used to purchase goods and services and to obtain cash advances on credit. The cardholder is then billed by the issuer for repayment of the credit extended.
A card with which a person buys things on credit. That is, a person presents the card for payment at the time of the purchase. The credit card company pays the seller and invoices the buyer at the end of the month.
A credit card is an identity card issued by a lender, such as a bank, to a customer. The card allows the customer to buy on credit.
Credit cards allow you to make immediate purchases and then decide over what period to pay. You are sent monthly statements showing what you have bought. You can either repay the full amount (usually free from any interest) or pay back only some of the amount. Normally, you must pay at least £5 (or 3-5 per cent) of the overdue amount each month
This is a type of bank card that can be widely used all around the world as a form of payment. The credit card holder must then reimburse the credit card company for the amount of the total sales the holder had charged on that particular credit card.
a plastic card issued by a bank or finance company that guarantees payment for goods or services purchased by the cardholder, who pays back the bank at a later date.
Processors Merchant services providers that handle the details of processing credit card transactions between merchants, issuing banks, and merchant account providers. Web site operators usually must first establish their own merchant account before contracting for credit card processing services.
A card that enables the user to purchase goods and services and obtain cash against a line of credit established by the credit card issuer.
A card entitling the holder to buy services or goods on credit.
A payment card issued to a person for purchasing goods and services and obtaining cash against a line of credit established by the issuer. Credit cards may be of two types: those issued by merchants and vendor (such as a store) and those issued by banks (such as VISA and MasterCard). Cardholders may also be able to receive other bankcard services.
Card used for buying goods and services on credit to be repaid at a later date. Barclaycard Business offers 45 day interest free credit and the flexibility to pay off the minimum payment, the full balance or any amount in between.
A card issued by a bank or business authorizing the holder to buy goods or services on credit
Account issued by lenders allowing consumers to make purchases. These typically hold an annual percentage rate and fluctuating minimum payment requirements.
A plastic card that gives access to a line of credit. Users are limited in how much they can charge, but they are not required to repay the full amount each month. Instead the balance (or "revolve") accrues interest with only a minimum payment due.
A plastic card that lets you borrow money to pay for things. Your signature on the sales slip is your promise to pay the loan back plus a fee, called interest , for using the money.
A small, specially coded plastic card issued by a bank or other organization, authorizing the cardholder to purchase goods or services on credit.
A plastic payment card that allows the holder to obtain goods and services on credit terms and without the requirement to pay cash. A credit card may also be used to obtain cash.
A plastic payment card with a magnetic strip issued to purchase goods, services and get cash against a line of credit established by the issuer, whether the issuer is a bank, corporation, company, trust or retail store.
Account with a financial institution, such as a bank, where credit is extended for the purchase of products or services from participating stores or vendors by using a plastic card.
If this debt is a credit card, please check the appropriate box. Identifying which debts are credit cards helps us to determine what your monthly obligations are.
a plastic card that accesses a revolving line of credit and that is accepted by a wide range of vendors, is issued and backed by a financial institution and bears the logo and or name of one of the following: VISA, MasterCard, American Express, Discover or Diners.
A payment card issued for making retail purchases or obtaining a cash advance from a credit line.
For our purposes, a credit card is any commonly used credit, debit, charge, or other payment card such as Visa, MasterCard, American Express or Discover.
A credit card is issued by banks and allows you to purchase goods and services now and pay at a later date. Every month you have the option of either paying off the full balance on your credit card or a minimum percentage set by the credit card company (typically 5%). You will be charged interest on any amount you do not repay.
A financial instrument that enables the user to buy goods and services today, for repayment at a later date. The card's terms and conditions, including interest rates and fees, dictate the rules for repayment.
For our purposes, a credit card is any commonly-used credit, debit, charge, or other payment card like Visa(r), MasterCard(r), American Express(r), Discover(r), or Diners Club(r).
A plastic card from a financial services company that allows cardholders to buy goods and services on credit.
Tool used to finance a purchase.
Allows you to purchase goods and services and withdraw cash up to an agreed credit limit. It may be branded MasterCard or Visa - both are acceptable at over 14 million outlets world-wide. The account is run separately to the current account and minimum payments must be made monthly, typically 3% of the balance. For insurance cover purposes this includes Credit cards, charge cards, debit cards, bankers cards and cash dispenser cards.
A card that allows you to buy items on credit and pay off your debt over time
MasterCard®, Visa®, or other formal organization or network that sets rules, association protocols, etc., that allow for merchants to accept credit cards and for financial instutitions to offer credit cards to individuals and corporations.
A card from a bank authorizing you to obtain goods on credit.
A card which, upon presentation and by signing the receipt, allows people to pay for goods and services without cash. It is not linked to a particular bank account and, where necessary, can be used without there being an available credit balance, i.e. in the form of borrowing. The credit card can be used with businesses which are registered with the credit card organization (e.g. retailers, hotels, restaurants, transport operators).
A card used to borrow money or to pay for purchases. The card allows the card holder revolving credit that can be paid monthly from the minimum amount up to the full amount.
A payment card (e.g. MasterCard, Visa) linked to an account which may be settled in full by a set date or may be repaid over a period of time, subject to minimum monthly repayments being made. Interest will normally be charged on the outstanding balance.
The plastic card bearing an account number assigned to a cardholder. Credit cards are issued with a set credit limit and expiry date.
A credit card offers you the chance to make purchases and obtain cash using credit to an agreed limit. Most people carry a credit card and use it to spread the cost of large purchases.
A plastic card issued by a bank that allows you to pay for service or product over a period of time is a credit card. The first 45 to 50 days of credit (calculated from the day of billing and not from date of purchase) come interest free. You can chose to pay your entire dues at one go, or staggered them after paying the minimum amount due every month.
A bank card commonly accepted around the world to pay for goods and services. The card holder reimburses the bank, usually at the end of each month.
A payment card that enables the holder to make purchases and to draw cash up to a pre-arranged limit.
Payment card tied to a credit line for the purchase of goods and services. The Issuer bills the cardholder.
a card that issued by financial institution (also known as a consumer bank or issuer) for each cardholder that has an agreement to repay the outstanding debt on the card. Visa and MasterCard are the most popular brand among all credit cards at the moment.
A plastic card that can be used to purchase items by borrowing money that you promise to pay back.
A plastic card that with a coded magnetic stripe that, when signed, entitles its bearer to a revolving line of credit, whose size and interest rate are determined by the borrower's income and credit report. Credit cards began in the late '40s when banks began giving out paper certificates that could be used like cash in local stores. The first real credit card was issued in 1951 by Franklin National Bank in New York.
A card with a preset spending limit for every day purchases. A monthly statement is mailed to you that can either be paid in full or by a minimum amount to keep the use of your credit card open.
Credit cards are a form of borrowing used to purchase goods and services, to obtain cash advances and for consolidating debt.
A card issued to an individual for the purpose of purchasing goods and services using credit. A credit limit is established for each card holder.
Unlike charge cards, these cards allow you to "revolve" your charges; that is, carry over portions of your balance from month to month. However, if you do not pay your balance in full, you'll be assessed finance charges. To protect your credit rating, be sure to pay at least the minimum amount due by the payment due date.
MasterCard, Visa or other credit cards issued by a bank. A plastic card with a credit limit, which is used to purchase goods and services and to obtain cash advances on credit, for which a Cardholder is subsequently billed by an Issuing institution for repayment of the credit extended.
Any card that may be used repeatedly to borrow money or buy products and services on credit. Issued by banks, savings and loans, retail stores, and other businesses. These are also sometimes referred to as "revolving lines of credit," since you can continue to pull from your balance and pay it back.
A plastic card which enables a person to purchase goods without the means for cash. Credit card consolidation is one of the most popular reasons for a consolidation loan.
A rectangular piece of plastic used instead of cash or checks authorizing payment for goods and services.
A form of credit up to a specified limit which is provided by financial and other institutions. Usually, a minimum balance owing is payable each month with the remaining amount owing attracting an interest charge.
A plastic card bearing a number, the name of the cardholder, an expiration date and a Verification Code/Value. Used for purchasing goods and services and for obtaining cash advances with regular billing and with/without extended credit.
A card used to make purchases or take out cash loans that requires the user to pay some or all of the outstanding amount each month. Credit cards are differentiated mainly by their terms.
Credit card is a financial instrument issued to a person for purchasing goods and services and obtaining cash against a line of credit established by issuer. There are two types of credit cards those issued by merchants and vendors and those that are issued by banks.
A card issued by a financial institution that allows the cardholder to use credit to purchase goods and services up to a predetermined limit. Interest rates are traditionally higher than those charged on consumer loans. Credit rating An assessment of an individual's or organization's credit-worthiness, based on past behaviour in repaying debts. An important criteria for lenders who have access to this information through credit bureaus.
A plastic card issued by a bank or building society that allows you to make purchases now and pay for them later. Credit will be made available to you to buy the goods. Every month the bank or building society will send you a statement of your account. You must pay back at least a minimum amount each month and interest will be charged if you do not pay off the full amount borrowed.
Card issued by a bank, authorizing the holder to buy goods or services on credit and pay for them later.
a bank card establishing the privilege of the person to whom it is issued to present it as payment to a merchant; the card bearer must reimburse the credit card company the amount of the sale.
A bank-issued card that allows consumers to purchase goods or services from a merchant on credit.
A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Also known as plastic money, this is a card used to borrow money or buy goods for personal use.
A credit card gives you the power to buy goods or services now and pay for them later. It represents an approval by a bank or company to use their money. Credit card issuers are usually banks, even though the card may bear another company name or logo. The name of the issuer appears somewhere on the card. Trade names such as VISA and MasterCard are not actually card issuers. They are termed "membership associations." Banks use them for their payment processing services, policy setting and marketing assistance. Many different banks can package their own cards and different terms of credit using the logo and services of an association membership.
A card authorizing purchases on credit.
A plastic card with a magnetic strip on its reverse side. A credit card holder is entitled to purchase goods or services on credit provided by the card issuer (a bank or business) as well as make cash withdrawals via ATMs. See more details in Bank Cards.
Credit cards provide convenience of purchasing goods and services and paying for them later. The outstanding balance on the credit card account can be paid either in full after receiving a monthly statement, or by making payments over time. Finance (interest) charges apply to any unpaid balance. A credit card account is a form of a loan, and therefore, all charges made on the credit card must be eventually paid by the credit card holder. Since credit cards offer a variety of benefits, and several types of finance charges may be imposed under certain conditions, it is wise to compare credit cards before you apply. The comparison tables on our website will help you choose a card that is suitable to your needs.
A payment card enabling the holder to make purchases and to draw cash up to a pre-arranged limit. The credit granted can be settled in full by the end of a specific period or can be settled in part, in which case interest is normally charged. In the case of cash withdrawals, interest is normally charged from the transaction date. Cardholders may be charged an annual fee.
Any card, plate, or coupon book used periodically or repeatedly to borrow money or buy goods or services on credit. Creditors may offer other options for a price, including discounts, rebates and special merchandise offers. If your card is lost or stolen, federal law protects you from owing more than $50 per card - but only if you report it was lost or stolen within two days of discovering the loss or theft. Paying for additional protection may not be a good idea.
Card with a credit limit to be used for payment at enabled points and for cash advances.
Any card used from time to time to borrow money or buy goods or services on credit.
a plastic payment card which enables you to make purchases and to withdraw cash up to an agreed limit. The credit can be settled in full by the end of a specified period or can be settled in part. The balance is treated as extended credit and interest is charged on that amount. You are sometimes charged an annual fee.
A plastic card used to make purchases.
a relatively safe and flexible way of paying your way abroad as easily as at home. There is no commitment to repay more than a certain amount a month unless you exceed your credit limit. Interest rates are very high. See chapter nine.
Credit Card Subscribers authorize East Tennessee Network to charge the designated card on each successive billing date without further authorization from Subscriber after the initial charge. Each time you use East Tennessee Network , you agree and reaffirm that East Tennessee Network is authorized to charge your designated card. Your card issuer's agreement governs your use of your designated card in connection with East Tennessee Network ; you must refer to such agreement (not this agreement) with respect to your rights and liabilities as a cardholder.
A card that allows a consumer to pay a portion or all of the outstanding amount each month and has a credit limit. Visa, MasterCard are examples.
A credit card allows you to make partial payments for purchases, but charges interest on the amount owed. You can also pay your balance off in full to avoid interest payments. Banks and other lending institutions set the interest rates and fees.
card that enables its holder to charge expenses.
This is a form of payment, which provides credit to purchase items. The balance on the credit card is then requested via a every month. You will normally have the option of paying £5, 5% or the full amount of the balance. If you do not pay the full amount, you will be charged interest on the remaining sum of money (this can be at a high ).
a card issued by a financial institution that lets you buy things "on credit"; the financial institution pays the seller and you repay the financial institution later
A Credit Card is a plastic card with a credit facility, which allows you to pay for goods and services or to withdraw cash Cheque Collection Policy Cheque Collection Policy refers to the policy followed by a bank in respect of the various local cheques and outstation instruments deposited with the bank for credit to an account . The policy interalia deals with cheque purchase requests time frame for credit of cheques payment of interest in case of delay in collection of cheques instant credit of local and outstation cheques cheques instruments lost in transit and charges for such collection
A type of payment card that involves a revolving line of credit that is issued to the cardholder. They provide flexibility, allowing you to pay your whole bill at once or over time in increments. If you do not choose to pay your balance in full each month, you will be required to make at least the minimum payment and to pay finance charges on the remaining balance. Credit cards are issued by banks, credit unions, and some retailers like department stores and gasoline companies, among others.
A plastic payment card which allows the owner to obtain goods and services without the requirement to pay cash and on credit terms.
A card that's used instead of cash or checks. The borrower then must repay the credit card company the amount of the purchase plus any interest that's accrued.
A card issued by a bank authorizing payment for purchases. Interest is charged on the outstanding balance.
A provided credit facility to retailers who accept the card. The retailer allows the customer credit up to a particular limit but presents the bill to the bank which pays the retailer the cash. The retailer pays a percentage service charge for the facility.
Any card that may be used repeatedly to buy products and services on credit which is typically issued by banks, retail stores, and other businesses.
allows you to borrow money to pay for goods and services without using cash or cheques.
the percentage of total DRTV orders purchased with a credit card versus check or COD.
You can use a credit card to buy things and pay for them over time. But remember, buying with credit is a loan; you have to pay the money back. What's more, if the credit card company sends you a check, it's not a gift. It's a loan you have to pay back. In addition to the cost of what you bought, you will owe a percentage of what you spent (interest) and sometimes an annual fee.
A plastic card that allows you to borrow money or buy products and services on credit with your signature. The lender that issues the credit card puts a dollar limit on its use, depending on your creditworthiness . (Compare with debit card .)
The plastic card used to make purchases.
A plastic device used to borrow money or buy goods and services in the present and pay for them in the future.
A card account that allows you to borrow money up to a specified limit. The amount loaned is not linked to any specific purchase or purchases.
Plastic (usually a bank or store card) that may be used repeatedly to borrow money or purchase goods or services.
A card whose the cardholder has been granted a line of credit with the Issuer. It enables the cardholder to make purchases and/or withdraw cash up to a prearranged ceiling ; the credit granted can be settled in full by the end of a specified period or can be settled in part, with the balance taken as extended credit. Interest is charged on the amount of any extended of any extended credit and the holder is sometimes charged an annual fee.
an instrument or device, whether known as a credit card, credit plate or any other name; issued (with or without a fee) by an issuer for the use of the cardholder in obtaining money, goods, services, or anything of value; and that creates a liability by the card user in favor of the issuing institution
A plastic card that entitles you to a flexible personal loan up to a pre-set limit. At the end of every month you will be given the option to pay the money back in full or pay a minimum instalment on the amount you owe. You will typically pay interest of anywhere between 10% and 25% on outstanding balances, though some cards offer better short-term deals.
Any card, plate, or coupon book that may be used repeatedly to borrow money or buy goods and services on credit.
This is a plastic card that gives you access to money that the bank has agreed to lend you for a short period of time. It is important to manage the amount of money that you owe on your credit card and be aware of the interest that you are paying on the outstanding balance of your credit card. See 'Credit limit' and 'Credit'.
A plastic card with a coded magnetic stripe that, when signed, entitles its bearer to a revolving line of credit, with a credit limit and interest rate determined by the borrower's income and credit report.
A card bearing a unique magnetic stripe that is presented in lieu of cash by the cardholder when purchasing goods or services. Repayment for those goods or services is then made by the cardholder to the credit card company.
A credit card allows you to pay for goods and services that you don't have to pay for from your bank account straight away. Credit cards give you a spending limit and, at the end of each month, you have the option of either paying off the full balance or a minimum percentage, usually 3% to 5%. If you don't pay back the full amount you have spent on the card you are charged interest on any amount you do not repay.
A plastic card with a coded magnetic stripe that holds information and security measures for a revolving line of credit. The card holder is able to use the card to make purchases by signing a credit card slip at participating retailers or companies. Credit cards have credit limits and interest rates as determined by the card issuer. The card holder's income and credit report will determine the allowable credit limit.
See on: Wikipedia Investopedia A card allowing someone to make a purchase on borrowed money. Credit cards are one of the most popular forms of payment for consumer goods and services in the United States.
An open-ended credit arrangement in which a lender agrees to pay for goods and services purchased by a consumer and the consumer repays the lender in monthly payments at a specified rate of interest on the amount of the monthly outstanding balance.
A plastic card authorizing the account holder to charge purchases against a preapproved credit line. Credit cards are issued by banks, thrift institutions, retailers, gasoline companies, and other credit grantors. Many card issuers change an annual fee to cover account servicing costs. See also Debit Card, Magnetic Stripe.
Card which is not prepaid. An amount of credit is attached to the card account.
When a girl is bent over doing whatever she is doing, you take your thumb and run it up the crack of her ass and scream out "credit card". - The Seven Man Crew of Maryvale High
A plastic card bearing an account number assigned to a cardholder with a credit limit that can be used to purchase goods and services and to obtain cash disbursements on credit, for which a cardholder is subsequently billed by an issuer for repayment of the credit extended at once or on an installment basis.
A credit card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. A credit card is different from a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user).
Credit Card is a pricing game on the American television game show, The Price Is Right. Debuting on December 7, 1987, it is played for five prizes, each worth between $200 and $3,000.