No Fault is a form of mandatory automotive insurance for many states. With no fault insurance, accident victims are paid basic damages by the company that insured the vehicle in which they were driving or, if they were a pedestrian, by which they were hit. Damages are limited to actual medical and rehabilitation expenses, lost wages and necessary expenses with a low maximum and for a limited period. The states that require no fault insurance include: New York, Michigan, Massachusetts, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Kansas, Kentucky, Maryland, Minnesota, New Jersey, North Dakota, Oregon, South Carolina, South Dakota and the District of Columbia.

a system of automobile insurance where a party who is injured in an automobile accident recovers damages up to a specific amount against his own insurance company regardless of who was responsible for the accident; "the amount of litigation resulting from minor accidents is reduced by no fault insurance"

A type of automobile insurance plan in which the injured recovers certain benefits (medical expenses, lost wages, etc.) usually from the insurance company of the vehicle which he or she occupied regardless of who is at fault for the accident. See longer discussion of no-fault insurance.

A form of automobile insurance mandated by law in many states whereby an insurance company reimburses its insured for auto losses, regardless of fault, and without resort to subrogation. This is usually related to the medical bills of the insured paid under their Personal Injury Protection (PIP) coverage.

An auto insurance policy that insures the holder for injury-related benefits caused by an auto accident, regardless of fault in the accident. Covered benefits may include medical costs, loss of wages, loss of services, and funeral expenses. In return for these guaranteed benefits, the right to sue for damages caused by an auto accident is limited. Thirteen states currently use some form of no fault insurance.

A form of first party insurance written in conjunction with a no-fault law. Under a no-fault law, the person causing injury is granted immunity from tort action and the person injured must collect for his or her loss from his or her own insurer.

A system of law making insurance carrier responsible for your medical injuries in an auto accident, in an attempt to reduce the number of lawsuits.

If you live in a state with no fault insurance regulations, your auto insurance policy pays for your injuries no matter who was in the wrong in an accident. No fault insurance states include Colorado, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah.

A system in which each driver's auto insurance coverage pays for injuries and damage, no matter who caused the accident (used in some states and provinces). Most jurisdictions still allow one to sue the party responsible for the accident, up to a given threshold.

Auto insurance coverage that pays for each driver's own injuries, regardless of who caused the accident. No-fault varies from state to state. It also refers to an auto liability insurance system that restricts lawsuits to serious cases. Such policies are designed to promote faster reimbursement and to reduce litigation.

No fault Insurance is a policy that covers medical cost regardless who is a fault in an accident.

In states with no-fault insurance, your policy will pay for your injuries regardless of who was at fault.