This is use of a vehicle to carry passengers for a fee, as in a taxi cab or a rented limousine. Unless specified in your policy, livery use is not covered by your automobile insurance. Carpooling is not considered livery use.

Use of a vehicle for hire to carry persons. Livery use is excluded in Automobile Insurance contracts unless coverage for it is stated in the policy.

An exclusion in automobile liability policies applying to the use of autos to carry persons for hire as in a taxi service. A share-the-ride car pool is not "livery use."