Definitions for "Motor Vehicle Record"
An official record of a driver's accidents and traffic violations kept by the licensing state(s). Often used to determine eligibility and/or premiums for auto insurance.
In the United States, a record that typically contains information about a person's driving history, including information about traffic violations and arrests and convictions for driving-related incidents.
Your state's record of your automobile accidents and/or traffic violations. Your insurance rates are based on, among other factors, the quality of your driving history—a good record can mean lower rates! When you accept a policy with Electric Insurance, for example, we use your driver's license number to review your MVR for claims, losses and violations you may have had in the past five years.