Definitions for "subrogate"
Take over a legal claim or right against a third party from another party who...
To put in the place of another; to substitute.
To substitute one person for another's legal rights to a claim or debt. Back to the Top
Take over a debt from the previous creditor.
substitue one creditor for another, as in the case where an insurance company sues the person who caused an accident for the insured
The acquisition by an insurer of an insured's rights against other parties for indemnification of loss or other payments to the extent that the insurer pays the loss. (Example: An uninsured driver damages your vehicle and you and your insurance company end up paying for the damages via your collision and its deductible. The insurance company could collect from the uninsured driver. Based on the amount collected, the insured could receive a prorated refund on their deductible paid.)