Registered Retirement Savings Plan. A retirement savings plan, approved and registered under the provisions of the Income Tax Act (Canada), under which taxes on the deposits and investment income may be deferred until the savings are withdrawn.

registered retirement savings plan. A plan enabling Canadian citizens to establish tax-sheltered accounts to accumulate money toward retirement.----------[ Back

Registered Retirement Savings Plan. A savings arrangement available from most major financial institutions that accumulates contributions and investment earnings on a tax sheltered basis.

(Registered Retirement Savings Plan) A government-supported program in which contributions are made to defer the payment of income taxes and to build savings for retirement.

Registered Retirement Savings Plan. Investors below the age of 69 can contribute to this tax-deferred retirement plan in accordance with government-stipulated annual limits. RRSP contributions are tax deductible and can compound on a tax-free basis.

Registered Retirement Savings Plan. An investment plan which you register with the government so you can make tax-deductible contributions to accumulate (tax-deferred) retirement savings.

Registered Retirement Savings Plan. Tax-sheltered retirement plan for Canadian citizens, much like an American IRA.

A registered retirement savings plan allowing individuals to defer tax during their prime income earning years and save for their retirement years. Investments also grow tax-deferred within the plan.

Registered Retirement Savings Plans

a Canadian government regulated program that encourages people to save for their retirement years

a Canadian retirement savings vehicle to which contributions are tax deductible on an annual basis, up to a certain amount

a form of a trust, where the Trustee holds your investments, to be paid out to you when you retire or to your beneficiaries after death

a government-approved plan that enables you to save money for your retirement

a government-approved plan through which you can save money for your retirement

a government approved program that is designed to encourage Canadians to save for their retirement by providing powerful tax reduction options

a Government regulated plan that allows you to save for your retirement

a method devised by the government to assist people investing for retirement

an arrangement registered with Revenue Canada Taxation in which a portion of your earned income is invested by the plan issuer to provide a retirement income when the plan matures

an example of a tax deferred savings plan

an excellent way to save for your retirement

an investment portfolio - your designated retirement savings

a plan that allows a taxpayer to save for her or his retirement on a tax-deferred basis by making tax deductible contributions

a registered plan, governed by very specific rules

a registered retirement saving plan designed to provide you income after you retire

a retirement plan registered by the Canada Customs and Revenue Agency that allows investors to contribute funds in a tax-advantaged environment

a retirement plan that we register and that you or your spouse or common-law partner establish and contribute to

a retirement savings plan that you establish and you (and your spouse or common-law partner) contribute to, and that we register

a savings plan that is "registered" with Canada Revenue Agency (CRA), allowing you to save money for your retirement on a tax-sheltered basis

a savings strategy for your retirement that allows you to save on a tax-deferred basis, allowing the money you put into the plan (called a contribution) to accumulate with investment income tax-free

a special account, with tax advantages, in which you can hold certain types of eligible assets

a tax deferral tool

a tax-deferred government-approved plan in which members can save money for retirement

a tax shelter permitted under the Income Tax Act (Canada), and gives individuals the incentive to save towards their retirement

a temporary tax shelter that allows the plan holder to defer taxes until the funds are withdrawn

a vehicle by means of which an investor (an individual) can defer the income tax payable on money invested for retirement

a tax-sheltered retirement savings plan that allows you to make contributions that can be deducted from your taxable income, subject to limits set under the Income Tax Act. 60/20 – a permanent early retirement option allowing members who are age 60 or older and have at least 20 years of credit to retire with an unreduced OPTrust pension.

A tax deferred plan in which you place investment products such as mutual funds. The tax on RRSP contribution and earnings is deferred until the money is withdrawn.

Registered Retirement Savings Plan. The amounts that accumulate in an RRSP are tax sheltered and are generally used to provide retirement income. The contributions paid into an RRSP are tax deductible, and the maximum contribution amount for the current year is established on the basis of the income earned in the previous year. Contributions may be paid into an RRSP until December 31 of the year in which the contributor turns 69.

Registered Retirement Savings Plan. A vehicle available to individuals to defer tax on a specified amount of money to be used for retirement. The holder invests money in one or more of a variety of investment vehicles which are held in trust under the plan. Income tax is deferred until the money (the amount originally deposited plus any interest or dividends made on that money) is withdrawn at retirement. RRSPs can be converted into Registered Retirement Income Funds.

Registered Retirement Savings Plan is a voluntary individual retirement plan funded by the individual's own earnings. Some organizations dedicate part of their employee's salary for an RRSP. The responsibility for making the RRSP contribution lies with the employee.

Registered Retirement Savings Plan. A way of saving for retirement where contributions accumulate with investment income tax-free. Contributions to an RRSP are tax-deductible and income earned within the plan accumulates tax-free until it is withdrawn, when it is then taxed at regular rates. To calculate the tax savings your 2002 RRSP contribution will generate in each province and territory, please click here.

Registered Retirement Savings Plan. A plan registered with Revenue Canada that encourages Canadians to save for retirement by providing tax relief on contributions and earnings.

Registered Retirement Savings Plan. A government-regulated plan that allows a taxpayer to save on a tax-deferred basis for retirement. Up to a specified limit, the amount of money contributed to an RRSP is tax deductible. Any income earned on funds within a plan accumulates tax free. The funds are fully taxable when withdrawn from the plan according to applicable rules by tax juridisction.

REGISTERED RETIREMENT SAVINGS PLAN. A retirement plan for individual tax-sheltered savings.

Registered Retirement Savings Plan. A Federal Plan which allows a taxpayer to contribute approximately 18% of earned income - to a maximum of $13,500 into a retirement plan "tax free". If the taxpayer has already paid tax on personal income, then the RRSP contribution (which can be made until March 1st of the year following the year in which the income was earned and taxed) can result in a significant tax rebate. Since RRSP's can be caught up retroactively, this facility and the large cash refunds it can generate are central to numerous Realtor-driven programs designed to get first time buyers to take the plunge.

( REER ) Registered Retirement Savings Plan

Registered Retirement Savings Plan. A policy in Canada that lets Canadian citizens create tax-sheltered accounts to accrue money for retirement.

A registered retirement savings plan to which pension funds can be transferred or contributed.

Registered Retirement Savings Plan. A formal investment plan which allows an individual to accumulate savings and earnings for retirement on a tax-sheltered basis.

Registered Retirement Savings Plan. A program created to help individuals save for retirement to save for retirement. In return for not being able to access this money while it is in the plan, contributions are tax deductible, meaning you can deduct money you put into the plan from your taxable income up to an annual contribution limit. Any profits you make from investing the money inside the RRSP are not taxable at the time providing you do not withdraw them from the fund prior to your retirement. RRSPs must be closed when the holder reaches 71, with the money transferred into an annuity that pays a monthly amount to the RRSP holder

Registered Retirement Savings Plan. A government-approved savings plan designed to encourage Canadians to save money for retirement. Contributions to an RRSP, along with the earnings they generate, are allowed to grow tax-free until the money is withdrawn.

One of the most popular vehicles available to individuals to defer tax and save for retirement years. Not only are annual contributions tax deductible, up to the allowance limits but they also earn tax-deferred dollars while in the plan.

REGISTERED RETIREMENT SAVINGS PLAN. A personal retirement savings account offered by financial institutions, to a specified amount. RRSP contributions can be d educted from an individual's taxable income. RRSPs are governed by the Income Tax Act.

Registered Retirement Savings Plan. a special type of savings plan registered with the government that allows you to reduce the income tax you pay on money you save for retirement

Registered Retirement Savings Plan. A tax-deferred retirement plan that allows individuals who have not reached the age of 71 to set aside sums of money, within limits. These sums are deductible from taxable income and can compound on a tax-free basis.

Any Canadian resident who is under age 69 with qualified earned income can contribute to a Registered Retirement Savings Plan (RRSP). The amount you can contribute depends on the income you earned in the previous year and limits established by Canada Customs and Revenue Agency. Benefits include tax-sheltered growth, investment control and flexibility.

Registered Retirement Savings Plan. A retirement savings plan to hold amounts deducted from taxable income, within certain limits, in a tax deferred state. There are various investment options and a tax deferral on investment income and gains. Available to individuals to and including 69 years of age, but must be collapsed by the end of the year in which the holder turns 69 years of age.

Registered Retirement Savings Plan. A savings plan introduced by the federal government to encourage Canadians to save money for retirement. The investment and the interest earned on it is sheltered: it will not be taxed as long as it is left in the plan.

Registered Retirement Savings Plan. A vehicle used for saving for retirement that shelters earnings from income tax. Within prescribed limits, contributions to an RRSP are tax-deductible. Contributions and income earned within the RRSP are tax-sheltered until they are withdrawn. Withdrawals from the RRSP, usually at retirement, are taxed at normal personal income tax rates. RRSPs must be collapsed at the end of the year in which the holder (annuitant) attains age 69 and can be converted to an annuity or a RRIF. (See also spousal RRSP)

Registered Retirement Savings Plan. The premier tax shelter available to Canadians. RRSPs allow an individual to save for retirement on a tax-deferred basis. Up to specified limits, amounts contributed to an RRSP are tax deductible, and income and gains realized in the plan accumulate free of tax until withdrawn, when they become taxable at the plan holder's marginal tax rate.