A reduced title insurance premium for the owner's title insurance applicable in cases where the seller of the land had purchased an owner's title insurance policy within a specified period of time prior to the current purchase. OR when a current owner is refinancing an existing loan within a specified period and previously purchased a title insurance policy for that same property.

A charge for a title insurance policy if a previous policy on the same property was issued within a specified period of time. Reissue is less than the original charge.

A discounted rate for title insurance when the title was previously insured with an owner's title insurance policy issued within the last ten years.