Any material, operational or structural feature that increases the likelihood of a loss.
Any hazard arising from the material, structural, or operational features of the risk itself apart from the persons owning or managing it. (G)
( matérialité du risque ou risque objectif) The exposure to loss arising out of the physical features of the risk, such as location, construction, heating, fire protection, etc.
A hazard that arises from the material, structural, or operational features of the risk itself apart from the persons owning or managing it.
Hazard that arises from the condition, occupancy or use of the property itself.
This refers to the material, structural or operational features of the risk itself, apart from the persons owning or managing it. Electrical wiring, building construction and type of heating system are examples of physical hazards.
A condition of the subject of insurance that creates or increases the chance of loss, such as structural defects, occupancy, or similar conditions.
A hazard that arises from the material features of a risk that is not controllable by the persons responsible for it.
A condition stemming from the material characteristics of an object, e.g., icy street (increasing chance of car collision) and earth faults (hazard for earthquakes).
An objective hazard. The increase in the likelihood that a loss will occur because of features in the construction, maintenance, use or condition of the location at which a risk is exposed.
The exposure to a loss arising out of the physical features of the risk such as its location, construction or heating.
Danger of loss or liability arising from the condition, occupancy or use of property, as opposed to such danger arising from the character of the policyholder.
The risk associated with the subject matter of insurance.
A hazard created by the condition, occupancy, or use of the property itself.
A physical feature that introduces or increases the possibility of a loss arising from a peril or one that may influence the extent of a loss.
The material, structural, or operational features of the risk itself, apart from the moral hazards of the persons owning or managing it.
A hazard that is neither biological nor chemical but that exists around us, or because of the things we do. Eg.: weather and personal work habits.