In health insurance, a disability resulting from the same or related cause of a prior disability.
A disability which is related to or due to the same cause(s) of a prior disability for which a monthly benefit was payable. Typically, the disability must recur within 6 months after returning to work for the insured to be eligible for a resumption of benefits.
A disability that recurs or comes back again after disappearing the first time. Disability policies may not pay income benefits for a recurrent disability unless it meets the provisions of the policy.
Allows continuation of LTD benefits if the insured returns to work for less than six months and is again disabled by the same or related causes.
A policy provision that defines when an injury or illness will be considered continuous if there has been a recovery for a short period (usually six months) and then a recurrence of the same or related cause. A condition considered recurrent will not necessitate new satisfaction of the Elimination Period.
The typical recurrent disability provision provides that a subsequent disability occurring within a specified period-usually 6 months-following a prior disability from the same or a related cause is considered a recurrence and a continuation of the earlier disability.
The recurrent disability provision is designed to protect an employee who tries to return to work but becomes disabled again from the same or a related cause. If this happens within a certain period of time, the employee will be considered disabled from the original disability, and will not be subject to a new elimination period. This encourages an employee to return to work without fear of losing benefits.
Disability resulting from the same or a related cause as a prior disability.
If your disability recurs within a specified time period from causes that are the same as or related to the cause of your prior disability, the subsequent disability is considered a continuation of the first for the purposes of individual disability insurance plans.