A specification produced by the IMS consortium to specify how assessments, sections, items and results might be exchanged using an XML binding between assessment authoring, delivery and reporting systems. QTI stands for Question and Test Interoperability.

The IMS Question and Test Interoperability Specification (QTI) defines an XML language for interchanging questions and assessments between different systems.

Qualified Thrift Investment. Housing-related assets that a savings institution can count toward meeting its qualified thrift lender test.