General term for any liability coverage for claims brought against the insured by a third party or member of the public.
Public Liability insurance is often required before you can work on or visit other people's premises. This provides cover against death or bodily injury to the public and loss or damage to property not owned by you or in your custody or control. The level of cover is £2million with a £250 Third Party Property Damage Excess. This can be increased to £5m, but this increase is not available to all trades.
Insurance that covers financial loss caused by an injury to a non-employee that results from the business's negligence and that occurs on its premises.
This is a policy generally taken out by the owners/lessees of premises. Any person visiting the premises of any DIAL-AN-ANGEL office is covered by this insurance if they sustain an injury (e.g. trip on the carpet, fall over a chair, slip on tiles, or are scalded by a hot liquid - to name just a few). Our policy covers Staff Angels for property damage as well as for personal injury claims by the clients. Staff Angels who injure themselves in the workplace or on their way to and from work are NOT covered by this type of insurance but will be covered by WORKERS COMPENSATION INSURANCE.
A broad term meaning insurance to cover professional and commercial risks against liability exposures other than those involving employees or arising out of ownership or use of autos or airplanes.
Insurance held by a person or company (e.g. a homeowner or contractor) to cover claims made for injury or damage caused to someone or something whilst in or around a relevant property.
Insurance which covers injury or death to anyone on or around your property. Redemption When a mortgage if fully repaid.
This broad coverage is intended for companies and generally covers all exposures for property damage and bodily injury except aviation and automobile exposures.
The insurance of liability for accidental bodily injury or damage to the property of third parties.
insurance that indemnifies against any claims for injury or damage by members of the public to their property by you or your business.
