Definitions for "pre-existing conditions"
Conditions that existed before a health insurance policy was issued. Not covered by some policies.
When a physical or mental condition of a newly insured individual is present prior to the insurance of the new insurance policy. Normally, these exclusions last from 6 to 12 months, however, more severe conditions may be considered as lifetime exclusions.
Scratches, dents, normal wear and tear to a building component or contents items as it existed before the loss.