insurance designed to cover the cost of care for those who become disabled, or seriously ill, for a long period of time.

An insurance plan that provides coverage for individuals with long-term illnesses or disabilities by paying in whole or in part for long-term medical and nonmedical care services.

coverage designed to pay some or all of long-term costs, thereby preventing depletion of the policyholder’s assets. PN — licensed practical nurse. ail Order Drug Program — a method of dispensing medication directly to the patient through the mail by means of mail order drug distribution company. Offers greatly reduced costs for prescriptions, especially for long-term therapy.

A continuum of maintenance and health services provided to the chronically or mentally ill or the disabled on an ongoing basis.

insurance which generally covers nursing home costs, home health care costs, and custodial care required due to a chronic illness or condition

LTC insurance provides for your "long-term care" if you become unable to take care of yourself because of loss of functional capacity or cognitive impairment.

Covers the cost of nursing home or in-home care insurance. Recommended for people over the age of 60.

Insurance that provides financial protection for individuals who become unable to care for themselves because of chronic illness, disability, or cognitive impairment such as Alzheimer's disease.

Insurance policies which pay for long-term care services (such as nursing home and home care) that Medicare and Medigap policies do not cover. Policies vary in terms of what they will cover, and may be expensive. Coverage may be denied based on health status or age. Maternal and Child Health - Health and healthcare information pertaining to mothers and children.

Insurance policies designed to help defray the costs of long-term care. Policies are available for skilled nursing facilities, intermediate and custodial care, as well as home care services.

An insurance policy for coverage of long-term care services, including diagnostic, preventive, treating, mitigating and rehabilitative services. The policy is treated as an accident and health insurance policy for payroll tax purposes.

Insurance that provides financial protection if you are unable to care for yourself because of a chronic illness, disability, or cognitive impairment, such as Alzheimer's disease.

Insurance that will pay all or part of the cost of long-term care. Many private insurance companies have developed comprehensive long-term care policies.

An insurance policy that provides a broad range of supportive, medical, personal, and social services designed to meet basic daily living needs of those who are chronically ill or disabled over a long period of time. TIAA offers such insurance.

An insurance policy designed to provide coverage for long-term care expenses that are not covered by general insurance plans or by government programs.

Type of insurance that covers the cost of support services (e.g., home health care and nursing home care) when someone is unable to perform basic activities of daily living such as bathing, eating, and dressing.

A policy that provides for daily assistance on a continuing basis when you can no longer care for yourself due to illness, injury, disability, or age. A comprehensive plan will pay for services in a variety of settings - including those provided at home.

A type of health insurance that provides for skilled, intermediate, and custodial care in a private home, adult daycare setting, assisted-living facility, or nursing home.

Private insurance which, depending on the terms of the policy, can pay for home care, or care in an assisted living facility or skilled nursing facility.

Provides for the cost of long-term care. Intended mainly to cover the costs of elderly people being looked after either at home or in residential care.

The insurance which pays for a succession of care giving services for the elderly or chronically ill. This care may be provided in a facility (nursing home, mental hospital, etc.) or in the individual's home with a nurse or aide. (from LTCInsurance)

Is the business of insuring against the loss of one's ability to function independently in society whether it be due to an injury or sickness or through the natural progression of growing old and/or becoming frail.

insurance that helps defray the costs of assistance with the activities of daily living or the costs of supervision due to a severe cognitive impairment and allows you to receive the type of care you need in the setting that's right for you.

coverage to pay part or all of long-term care costs.

A form of insurance that pays part of the cost of certain services provided as a result of an inability to perform certain activities necessary to daily living

This type of insurance is designed to help pay for some or all long term care costs, including care in a nursing home, adult day care facility or at home. Benefits are paid when the insured person needs assistance with activities of daily living, or when the insured person suffers from a cognitive impairment.

A type of insurance designed to reimburse you or pay directly your medical expenses when you need assistance with the acts of daily living. This insurance pays for care which your regular health insurance does not.

Coverage available on an individual or group basis to provide medical and other services to patients who need constant care in their own home or in a nursing home.

An insurance contract providing for coverage of qualified long-term care services, including diagnostic, preventive, treating, mitigating and rehabilitative services, which is treated as an accident and health insurance contract for payroll tax purposes.

An insurance that covers nursing care and assisted living expenses if a chronic illness or disability leaves an insured unable to care for themselves.

Insurance that protects individuals against the risk they will need long-term care; benefits typically include nursing home care, home health care, and adult day care.

Insurance that provides medical and other services to insureds who need such care in their own homes or in an institution providing LTC care.

A form of health insurance that usually provides coverage for custodial care, intermediate care, and skilled-nursing care. Benefits may also be available for home health care, adult day care, and assisted living. Benefits are usually limited to a specified dollar amount per day.

An insurance contract that provides financial protection if a person is unable to care for himself or herself because of a chronic illness, disability, or cognitive impairment, such as Alzheimer's disease.

This type of insurance covers the costs of nursing home care, which can be several thousand dollars each month. Long-term care is usually not covered by health insurance except in a very limited way.

An insurance policy that helps pay for some long-term medical and non-medical care, like help with activities of daily living. Because Medicare generally does not pay for long-term care, this type of insurance policy may help pay for long-term care that you may need in the future. Some long-term care insurance policies offer potential tax benefits; these are called "Tax-Qualified Policies."

Privately issued insurance policy which covers the cost of nursing home care, assisted living, and home health care. Premiums are based on age, health, length of deductible period, amount paid, and duration of benefits. Currently pays only two percent of national nursing home costs.

A plan designed to cover the insured's long-term care (nursing home) costs. Long-term care insurance includes coverage for medical, social and/or personal care services required by a person with a chronic illness or disability over a long period of time. Designed to help maintain independence, these services may be provided by in the home, the community or in nursing homes.

Insurance available through private insurance companies as a means for individuals to protect themselves against the high costs of long-term care. Medicaid is a means-tested program supported by federal, state, and local funds and administered by each state to provide health care for eligible low-income individuals

Insurance available through private insurance companies as a means for individuals to pay for needed care and protect themselves against the high costs of long-term care. This is the most comprehensive level of coverage for long-term care services under insurance regulations in New York State.

Health insurance coverage designed to cover the cost of custodial care in nursing homes or extended care facilities.

An insurance policy that provides medical and nursing home benefits for the chronically ill or disabled.

Long-term care (LTC) insurance pays for services to help individuals who are unable to perform certain activities of daily living without assistance, or require supervision due to a cognitive impairment such as Alzheimer's disease. LTC is available as individual insurance or through an employer-sponsored or association plan.

Insurance designed to provide coverage for necessary medical or personal care services provided outside of a hospital setting, such as in a nursing home or in the insuredâ€(tm)s home.

An insurance contract that pays benefits in the event the insured needs long-term medical care in a facility other than a hospital.

Another way to help defray nursing home expenses is to purchase private long-term care insurance. Private long-term care insurance includes retiree and government-funded insurance, such as Medigap. Other types of insurance help pay for 24-hour care. The benefits and costs of these plans vary.

Insurance that covers expenses incurred when the insured receives specified services associated with extended care in a variety of settings including the individual's home, nursing homes and community-based facilities such as assisted living facilities and adult day care centers. Also called Nursing Home Insurance.

Coverage that, under specified conditions, provides skilled nursing, intermediate care, or custodial care for a patient (generally over age 65) in a nursing facility or his or her residence following an injury.

Coverage that provides medical and other services to insureds who need constant care in their own home or in a nursing home.

Insurance covering the cost of long-term nursing home care or in-home assistance.