Definitions for "Long Term Care"
personal care and other related services provided on an extended basis to people who need help with activities of daily living or who need supervision due to a severe cognitive impairment. It can be provided at home, in a nursing home, assisted living facility, or an adult day care center.
the extended care (usually outside the home) of an individual who is dependent on others for his/her needs. This usually implies nursing home care, but may include home health or other interventions administered over a prolonged period of time.
A set of health care, personal care and social services required by persons who have lost, or never acquired, some degree of functional capacity (e.g., the chronically ill, aged, disabled, or retarded) in an institution or at home, on a long-term basis. The term is often used more narrowly to refer only to long-term institutional care such as that provided in nursing homes, homes for the retarded and mental hospitals. Ambulatory services such home health care, which can also be provided on a long-term basis, are seen as alternatives to long-term institutional care.
Keywords:  sensible, approach, you
a sensible approach to how you will
Keywords:  say, whole, incurred, old, 'add
A generic term given to an 'add on' contract option to, say, a whole of life contract. Basically, cash is taken from the policy and used to purchase an income to cover additional expenses incurred by old age.