the policy is cancelable, age-banded and a level premium is not guaranteed.
An insurance plan by which a large number of persons are protected under one master policy.
Insurance which is issued to a group, such as an employer, credit union, or trade association, and which provides coverage for individuals and sometimes their dependents. see also master policy.
Insurance issued under a master contract offering coverage to a pre-selected group (such as employees of a company or members of an association). Coverage is offered to all qualified members of the group on a class basis, regardless of individual considerations or insurability.
Insurance purchased for a group of people which must provide coverage to all people who qualify on a class basis, regardless of individual considerations.
A single policy issued to an employer under which employees and their eligible family members may be covered. Each employee receives a certificate of coverage outlining his/her health plan benefits.
Health insurance offered through business, union trusts or other groups and associations. This system of health insurance is the most common in the United States.
An arrangement for insuring a number of people (employees) under a single, master insurance policy.
Insuring a number of persons under a single master contract.
Insurance provided through an employer and offered to all employees.
insurance that is purchased by a group (such as the employees of a company) usually at a reduced rate to individual members of the group
a collective pension plan that a company takes out with an insurance company, for the benefit of some or all of its employees
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A single insurance policy that is written to include a large number of people. These policies are offered by insurance companies through employers for health and life insurance.
A contract of insurance issued to an employer or other policyholder which provides health insurance coverage for a group of persons based on their relationship to the employer or other policyholder. The coverage is evidenced by the Certificate of Coverage.
Policies sold to more than one person, usually at the place of employment.
Life and health insurance provided by employers or other organizations to their employees or members.
An insurance policy taken out by employers to provide life cover to their employees. Usually the cheapest form of insurance.
Insurance provided to members of a formal group such as employees of a firm or members of an association.
Insurance that provides coverage for a group of individuals, usually employees of a company, under one master contract. This life insurance usually does not require a medical examination.
A contract between an insurer and an employer or association.
Any insurance policy or health services contract by which groups of employees (and often their dependents) are covered under a single policy or contract, issued by their employer or other group entity.
A policy covering the employees of a business or the members of a union.
Any insurance plan under which a number of persons and their dependents are insured under a single policy, issued to their employer or an association with which they are affiliated, with individual certificates given to each insured person.
an insurance contract made with an employer or other entity that covers individuals in the group.
Insurance coverage for a group, which can usually be obtained at a cheaper rate than insurance for an individual.
Insurance that provides coverage for several people under one contract called a group policy.
An insurance contract that covers a group of individuals who are affiliated in some way, either through an employer, trade association, or other organization.
Insurance issued, usually without medical examination, on a group of people under a master contract. It is usually issued to an employer for the benefit of employees. The individual members of the group hold certificates as evidence of their insurance.
Insurance that provides coverage for several people under one contract, called a master contract.
Insurance which is available to all people who qualify on a class basis, regardless of individual considerations.
An agreement between an insurance company and a group of people sharing common characteristics to provide them with insurance at a special rate.
A type of insurance obtained through membership to an organization or association or by working for an employer.
An insurance policy issued typically on the employees of a common employer, members of a union, etc.
an insurance program designed to offer health insurance to persons belonging to a group (business, association, professional group, etc.) and their families. As a group, premiums are typically less expensive and choice of benefits broader than purchasing individual health policies.
The insurance of groups of persons, as distinct from individual insurance. See Group (2).
Insurance coverage usually issued to an employer under a master policy for the benefit of employees.
Coverage through an employer or other entity that covers all individuals in the group. Health Care Decision Counseling: Services, sometimes provided by insurance companies or employers, that help individuals weigh the benefits, risks and costs of medical tests and treatments. Unlike case management, health care decision counseling is non-judgmental. The goal of health care decision counseling is to help individuals make more informed choices about their health and medical care needs, and to help them make decisions that are right for the individual's unique set of circumstances.
A single contract issued by your employer, or other group entity, that covers many individuals.
broadly, any insurance plan by which a number of employees (and their dependents) are insured under a single policy, issued to their employer with individual certificates given to each insured employee. The most commonly written lines are Life, Accidental Death and Dismemberment, Weekly Benefits, Hospital, Surgical, Medical Expense, Major Medical, and Comprehensive Medical Expense plans.
A single policy covering a group of individuals, usually employees of the same company or members of the same association and their dependents. Coverage occurs under a master policy issued to the employer or association.
Insurance covering a group of employees.
Group insurance is insurance that covers a group of people with common characteristics, usually that they are members of societies, employees of a common employer, or professionals in a common group.