a financial generalist who can help individuals with lifelong asset planning, life insurance, mutual funds and other investments
a good idea for those who usually spend more time planning a weekend than planning their lives
an individual who can provide a comprehensive system of
a personal finance professional who has completed a university
a personal investment adviser who generally works one-on-onewith
a professional specializing in creating comprehensive financial plans based on data gathered from the client, including family profile, income and expenses, assets and liabilities, insurance and the client's desires and goals
a professional who analyses a client's overall financial situation and develops a comprehensive plan that meets his/her goals and objectives
A professional who reviews and analyses all aspects of a client's financial situation - investments, tax situation, insurance, retirement strategies and estate planning - and prepares a comprehensive individualized plan to help that person attain financial security in the long term. A financial planner works with clients to assess their goals and important personal information, and then provides written recommendations and implements a financial plan tailored to their needs. Currently, Quebec is the only province with legislated standards for financial planners (i.e., to be a financial planner in Quebec, an individual must be licensed and fulfil certain educational and experience requirements). Regulators are in the process of developing common standards that would apply to financial planners in the rest of the country.
Person who helps individuals in the ongoing process of arranging and coordinating their personal financial affairs to enable them to achieve their objectives. (There are several designations for financial planners, each differing in experience and training requirements.)
An investment professional generalist who helps individuals delineate financial plans with specific objectives and helps coordinate various financial concerns.
is a professional person approved by the Australian Securities and Investments Commission (ASIC) as qualified to provide advice on all aspects of financial planning. This planning advice in the form of a Statement of Advice is important at all stages of adult life regardless of the level of financial resources.
Assists the trustee or estate planning attorney in valuing securities, re-titling assets and making distributions to the beneficiaries.
A "front room" paraplanner. The financial planner collects from the client information required to provide financial advice. The adviser also co-ordinates any other data gathering that may be necessary and formulates the investment strategy, sometimes in conjunction with the paraplanner.
A financial planner can help the client make decisions that make the most of financial resources while at the same time help negotiate the financial barriers that inevitably arise in every stage of life.
An investment professional who helps with financial plans for specific goals and assists in the coordination of financial concerns
An investment professional who assists individuals with long- and short-term financial goals.
A professional who analyzes a client's financial circumstances and goals and prepares a program, usually in writing, to meet the client's financial goals.
A professionally qualified individual who has the expertise to advise you in general terms on all aspects of your finances. They work in the same way as a general practitioner does in the medical field and will refer you on if you need specialist advice. For most people however a visit to a financial planner is all you need.
Individual who helps establish a financial game plan. Although a financial planner may have certain licenses or designations indicating the extent of his or her training, there is no requirement that a financial planner have a license. Financial planners carry professional designations, such as CFP and ChFC.
A professional who analyzes personal financial circumstances and prepares a program to meet financial needs and objectives.
An investment professional who helps individuals create financial plans with specific objectives and helps to manage the investments for these individuals.
A professional who advises individuals and corporations on their financial status and goals. Their compensation may be fee only, commissions, or a combination.
A professional financial planner evaluates your personal financial situation and helps you develop a plan to meet both your immediate needs and your long-term goals. Fee-only planners charge you by the hour or sometimes charge a flat fee for a specific service. They don't sell products or get sales commissions. Other planners don't charge a fee but earn commissions on the products you buy. Still others charge fees and get commissions but may offset part of their fee with commissions on products you buy. Financial planning is not regulated, so while accountants, bankers, lawyers, brokers, insurance agents, and other professionals with special training and credentials act as planners, people without credentials may also work as planners. Professional organizations, such as the International Association of Financial Planning, the Institute of Certified Financial Planners, and the National Association of Personal Financial Advisors, provide information on planners who meet their standards.
An investment professional who assists individuals put together a financial plan and coordinate various financial activities.
A professional who helps individuals delineate financial plans with specific objectives and prepares a program to meet the needs and objectives.
A financial generalist who often works in conjunction with lawyers, accountants, and investment advisors to provide clients with personalized, long-term financial, investment and retirement plans. A small percentage of financial planners charge on a per-hour or per-project basis, and are compensated whether their plan is implemented or not. Some charge a fee for planning services but also receive commissions from the sale of investment products. The majority work exclusively on commission, being remunerated only when investments are made. Such planners are often insurance agents, stockbrokers or employees of mutual fund companies.
A Financial Planner or Personal Financial Planner is a practising professional who helps people to deal with various personal financial issues through proper planning, which include but not limited to these major areas: tertiary education planning, retirement planning, investment planning, risk management and insurance planning, tax planning, estate planning and business succession planning (for business owners). The work engaged in by this professional is commonly known as personal financial planning. In carrying out the planning function, he is guided by the financial planning process to create a detailed strategy tailored to a client's specific situation, for meeting a client's specific goals.
