An institution that provides indirect means for funds from those who wish to save or lend to be channeled to those who wish to invest or borrow. Examples include banks and other depository institutions, mutual funds, and some government programs.
Institutions that provide indirect financing by attracting funds from economic units with a surplus and making them available to deficit-spending entities. Examples include banks, insurance companies, and pension funds.
a business enterprise that redirects funds from the savers (by way of accepting deposits) to the borrowers (by lending them the deposits that have been made). Page 352