Definitions for "Family Deductible"
The dollar amount of the member's health benefit coverage that must be met each calendar year before payment can be made on claims. There is a maximum out-of-pocket amount that will satisfy the family deductible. Once that deductible is reached, all claims for the family are then paid at 100% of allowable charges.
an aggregate deductible
A type of deductible, which may be satisfied by the combined expense of all, covered family members.