U.S. federal law requiring that lenders afford people equal chance of getting credit without discrimination based on race, religion, age, sex etc

A federal law, enacted in 1974, to discourage discrimination by lenders on the basis of sex or marital status. Amended in 1976 to prohibit discrimination on the basis of age, race, color, religion, national origin, or receipt of public assistance.

Federal law that ensures you have an equal opportunity to obtain credit.

Federal law that prohibits a lender from refusing credit based on the applicant's race, color, religion, national origin, age, gender, marital status or receipt of income from public assistance programs.

In general terms, a federal law enacted to generally ensure that lenders make credit available without discrimination based on race, color, religion, age, sex, marital status, national origin, or receipt of public assistance programs.

A federal act requiring lending institutions to make credit equally available without discrimination based on race, color, creed, religion, national origin, sex, marital status, public assistance income or exercising of rights under the Consumer Credit Protection Act.

A federal law that requires lender and creditors to offer credit equally available without discrimination based on race, color, religion, natural origin, sex, age, marital status or for receipt of public assistance income programs.

A federal law that prohibits lenders from discriminating against the borrower, in issues of race, gender, nationality, religion, color, or marital status.

The Equal Credit Opportunity Act (ECOA) guarantees all consumers an equal chance to get credit, regardless of sex, marital status, age, race, or other protected factors.

A Federal statute that makes it illegal for creditors to discriminate in any aspect of a credit transaction on the basis of sex, marital status, age, race, national origin, color, religion, receipt of public assistance, or the exercise of rights under the Consumer Protection Act. The Federal Reserve Board of Governors has adopted Regulation B to implement this statute.

The Equal Credit Opportunity Act or ECOA is a federal law that prohibits lenders from discriminating based off of someoneâ€(tm)s race, color, religion, national origin, age, sex, marital status or if the person receives some type of financial assistance from a public source.

A federal law prohibiting lenders from discriminating on the basis of the borrower's race, color, national origin, religion, age, sex, marital status, or public assistance program participation.

The ECOA is a federal law that requires lenders to loan without discrimination based on race, color, religion, national origin, sex, marital status or income from public assistance programs.

Prohibits discrimination related to credit because of your sex, race, color, marital status, religion, national origin or age Also prohibits discrimination related to credit if you are receiving public assistance or that you have exercised your rights under the Federal Consumer Credit Protection Act

This federal law protects your rights against being denied credit because of sex, race, color, age, national origin, or religion. For example, a creditor cannot ask you to reapply, close your account or change terms of a loan if you become widowed or divorced. Income from pensions, annuities or part-time employment may not be excluded by a creditor in evaluating a consumer's creditworthiness.

Federal legislation that prohibits discrimination in credit. The ECOA originally was enacted in 1974 as Title VII of the Consumer Credit Protection Act.

Legislation passed in 1974 that requires all lenders and creditors to make credit equally available, without any type of discrimination.

A federal law that requires lenders and other creditors to make credit equally available regardless of race, sex, color, religion, national origin, marital status, age of receipt of public assistance or the exercise of rights under the Consumer Credit Protection Act.

The Equal Credit Opportunity Act prohibits discrimination against an applicant for credit because of age, sex, marital status, religion, race, color, national origin, or receipt of public assistance. It also prohibits discrimination because of a good faith exercise of any rights under the federal consumer credit laws. If a consumer has been denied credit, the law requires notification of the denial in writing. The consumer may request, within 60 days, that the reason for denial be provided in writing.

Part of the Consumer Credit Protection Act, prohibiting creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age and receipt of public assistance.

A law created to ensure that lending institutions review all customers' credit applications on the same criteria and do not reject applications based on a person's race, marital status, sex, or other factors that do not affect a person's ability to repay a loan.

Federal legislation passed in 1974 to ensure the fair and impartial granting of credit by various financial institutions.

Passed in 1975, it is credited with giving women an equal ability to benefit from the use of credit. This legislation does not allow lenders to discriminate on the basis of gender or marital status. p 63, 66

Forbids discrimination in granting credit because of age, sex, marital status, religion, race, color, national origin, or receiving public assistance

(ECOA) Federal law which forbids discrimination in lending practices.

Stands for the central rule that establishes that the moneylenders/creditors must offer loans to the borrower irrespective of their color, religion, race, nationality, and receipt of income, sex, age or marital status.

A federal law requiring that lenders offer credit decisions without discrimination based on race, color, religion, national origin, age, sex, or marital status.

A federal law passed in 1974 that prohibits lenders from discriminating on the basis of a borrowerâ€(tm)s race, sex, religion, age, national origin, receipt of public assistance funds, marital status, or disability.

Enacted in 1974, the Equal Credit Opportunity Act, or ECOA, seeks to ensure that non-credit-related factors, such as a person's race, national origin, or sex, do not enter into a decision to deny a person's request for credit.

Federal law that prohibits lenders from denying a loan on the basis of race, color, religion, national origin, age, sex, marital status, or income derived from public assistance programs.

Federal law prohibiting lenders from discriminating because of race, color, religion, national origin, age, sex, marital status, or receipt of income from public assistance programs.

A Federal law requiring lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, sex, age, marital status, receipt of income from public assistance programs or past exercising of rights under the Consumer Credit Protection Act.

A federal law that requires lenders to make credit equally available without regard to the applicant's race, color, religion, national origin, age, sex, or marital status; the fact that all or part of the applicant's income is derived from a public assistance program; or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Federal and State laws that prohibit discrimination in the granting of credit based on race, color, religion, national origin, sex, marital status, age, or whether a person is receiving public assistance or alimony.

The Federal law of America ensures that every citizen of the country is entitled to the ECOA. The law ensures that the creditors practice no discrimination in the credit process based on age, race, color, creed, sex, religion, nationality, marital status or a candidate who earns from public assistance programs.

A federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status, or receipt of income from public assistance programs.

A federal law that prohibits discrimination by any lenders or other creditors on any credit transaction based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs.

The federal law that prohibits discrimination in credit. While it mandates an equal chance to obtain credit, it doesn't guarantee anyone will actually get credit.

Federal law prohibiting lenders from discrimination in lending 1) by reason of race, color, religion, national origin, sex, marital status or age, 2) because any income is derived from public assistance, or 3) because the applicant has exercised any rights under the Consumer Protection Act.

Federal law requiring creditors to make credit equally available without discrimination based on race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract), or because all of part of the applicant’s income is derived from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act (or any state law upon which an exemption has been granted by the Board of Governors of the Federal Reserve System).

A Federal law prohibiting lenders and creditors from discriminating against a loan request based on race, color, religion, national origin, age, sex, marital status or income from public assistance programs.

This federal law protects your rights against being denied credit because of sex, race, color, age, national origin, or religion. It also guarantees your right to have credit in your given name or your married name, the right to know why if your credit application is rejected and the right to have someone other than your spouse co-sign for you.

A federal law prohibiting lenders and other creditors from discrimination based on race, color, sex, religion, national origin, age, marital status, receipt of public assistance or because an applicant has exercised his or her rights under the Consumer Credit Protection Act.

A federal law that prohibits creditors from discriminating against applicants on the basis of race, color, national origin, religion, gender, marital status, age, or receipt of public assistance.

A U.S. federal law preventing creditors and lenders from discriminating based on race, color, religion, national origin, age, sex, marital status, or receipt of income from public assistance programs.

Prohibits lenders from denying your application on the basis of race, color, religion, national origin, sex, marital status, or age, or from discouraging you from applying, or giving you less favorable terms than any other applicant, on such a basis. Regulation B also contains specific rules governing credit transactions.

U.S. federal law aimed at affording people of all races, genders, religions, ages etc. an equal chance to borrow money.

A U.S. federal law prohibiting discrimination in the extension of credit based on race, color, sex, age, national origin, religion, marital status, or source of income.

Federal law granting women certain independent status, and preventing lenders from considering such negative credit aspects as the possibility of a woman having children and dropping out of the labor market.

Also known as Regulation B. A federal law that prohibits a lender from discriminating in mortgage lending on the basis of race, color, religion, national origin, sex, marital status, age, income derived from public assistance programs, or previous exercise of Consumer Credit Protection Act rights.

The Equal Credit Opportunity Act is a federal law requiring creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs.

A Federal Law that requires lenders and other creditors to offer available credit without discrimination based on color, race, religion, country of origin, age, sex, marital status or income received from a public assistance program.

A federal law that prohibits lenders from denying mortgages on the basis of the borrower's race, color, religion, national origin, age, sex, marital status, or receipt of income from public assistance programs.

(ECOA) - A federal law prohibiting unlawful discrimination in the extension of credit.

A U.S. federal consumer protection law that prohibits discrimination in the granting of credit on the basis of race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. Creditors must provide applicants for credit, upon request, with the reasons for the denial of credit.

A federal law (Title VII of the Consumer Credit Protection Act) enacted in 1974 requiring lenders to give businesses and consumers equal access to credit.

Provides for the elimination of discrimination for age, sex and race in finance.

Federal law requiring credit to be made available regardless of race, color religion, national origin, age, sex, marital status or receipt of income from public assistance programs.

A federal law that prohibits discrimination in credit transactions on the basis of race, color, religion, national origin, sex, marital status, age, source of income or the exercise of any right under the Consumer Credit Protection Act.

A federal law that prohibits discrimination by lending institutions when extending credit.

(ECOA) - A federal law t requires lenders to loan without discrimination based on race, color, religion, national origin, sex, marital status or income from public assistance programs. Lenders are able to discriminate against credit risks t are known not to pay their bills.

(See ECOA.)

The Equal Credit Opportunity Act (ECOA) is a federal law that prohibits lenders from discrimination on the basis of race, color, religion, national origin, age, sex, marital status, or receipt of income from public assistance programs or the exercise of certain consumer rights.

A federal law that prohibits a lender or other creditor from refusing to grant credit based on the applicant's sex, marital status, race, religion, national origin or age. The law also prohibits a creditor from refusing to grant credit because the applicant receives public assistance.

Prohibits discrimination amongst lenders. Back to the Top

The act declaring the elimination of discrimination on the basis of age, sex, and race in finance.

The Equal Credit reporting Act requires that US financial institutions and other creditors make credit equally available to all creditworthy consumers without regard to race, color, religion, national origin, sex, marital status or age.

federal law making it illegal for any institutional lender to discriminate against any person that seeks a loan based upon race, color, religion, sex, national origin, age, or familial status.

This act prohibits discrimination in providing credit based on race, sex, marital status, religion, or national origin

A federal law which prohibits creditors from discriminating on the basis of the debtor's age, sex, race, color, national origin, religion, marital status, or for participation in a public assistance program.

A federal law that protects consumers' rights against discrimination.

A federal law that deals with discrimination.

A federal law prohibiting lenders from discriminating against applicants for credit.

The federal law that requires creditors and lenders to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status, sexual preference or receipt of income from public assistance programs.

The federal law that prohibits discrimination in the extension of credit because of race, color, religion, national origin, sex, age or marital status.

The 1974 federal law (Title VII of the Consumer Credit Protection Act) which requires fairness and impartiality without discrimination on the basis of race, color, religion, national origin, sex or marital status, or receipt of income from public assistance programs in the extension of credit, and good faith exercises of any right under the Consumer Credit Protection Act (eg. the creditor must state reasons for denial of credit).

A federal law requiring all lenders and creditors to provide equal opportunities to those requesting credit, regardless of race, religion, color, national origin, sex, age, marital status or receipt of income from public assistance programs. ECOA also requires lenders to provide written notification to an applicant when his/her loan application cannot be approved as requested including the specific reasons for the decision.

A federal law requiring lenders and creditors to make credit available without discrimination based on race, color, religion, age, sex, national origin, marital status or the receipt of income from public assistance programs.

A federal law that protects borrowers from discrimination when applying for loans. A lender can deny credit based only on valid business reasons.

Federal legislation passed in 1974 to ensure that the various financial institutions and other firms engaged in the extension of credit exercise their responsibility to make credit available with fairness and impartiality, and without discrimination on the basis of race, color, religion, national origin, sex or marital status, age, receipt of income from public assistance programs (food stamps, social security), and to ensure good-faith exercise of any right under the Consumer Credit Protection Act (creditor must state reasons for denial of credit). The act applies to all who regularly extend or arrange for the extension of credit. A real estate licensee is considered a creditor if the licensee routinely assists sellers in determining whether a proposed buyer in a land contract or purchase-money mortgage is creditworthy.

A Federal act passed in 1974 that prohibits discrimination in lending on the basis of sex, marital status, race, color, religion, national origin, age or receipt of public assistance.

Federal law, which prohibits creditors from discriminating against credit applicants on the basis of sex, marital status, race, color, religion, age, and/or receipt of public assistance.

Federal law prohibiting a lender or other creditor from refusing to grant credit based on the applicant's marital status, sex, race, religion, national origin or age or because the applicant is on public assistance.

Federal legislation requiring all creditors to make credit equally available without any form of discrimination. First Central Savings Bank is fully FDIC Insured and an Equal Opportunity Lender.

A Federal law requiring creditors to make credit available without consideration as to race, sex, color, religion, national origin, age, marital status, or receipt of income from any public assistance program.

A federal law that states credit must be granted equally, regardless of race, color, gender, religion, ethnicity, age, marital status, or other factors.

A federal law prohibiting lenders or other creditors from refusing credit based on the applicant’s race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract); on the fact that all or part of the applicant’s income is derived from public assistance; or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act.