ard alidation ode - MasterCard term for the three-digit code printed next to the card number in the signature panel and used as part of the authorization process. For a list of CVC2 response codes, click here.
VISA and MasterCard implemented a security feature known as “CVV2” and “CVC2”. These are the three-digit numbers printed on the back side, far right of the credit card. The three-digit code helps validate that the cardholder has the card in his/her possession and the account is legitimate. You can include the code in your transaction and expect to receive a “match” or “no match” response. If you are using a shopping cart, make sure it is capable of collecting these numbers, but you are not allowed to store them per V/MC regulations. Keep in mind this is not fool proof and fraudsters can have these codes. American Express customers will have a four-digit code on the front, far right side of the card. Discover Card is the same as Visa & MC.
Card Validation Code 2. Fraud prevention mechanisms initiated by MasterCard and Visa to protect merchants. These three digit codes are printed on the back of the card and used to help validate that the cardholder has the card in his/her possession.
To help reduce fraud in the card-not-present environment, credit card companies have introduced a card code program. Visa calls this code Card Verification Value (CVV); MasterCard calls it Card Validation Code (CVC); Discover calls it Card ID (CID). The card code is a three- or four- digit security code that is printed on the back of cards. The number typically appears at the end of the signature panel. This program helps validate that a genuine card is being used during a transaction. To help combat fraud, card-not-present merchants should always enter a card code (if on the card) when processing an authorization. The Gateway will compare the card code against the code on file with the card-issuing bank. Results of this comparison will show in the transaction approval code. By using the card code results along with the Address Verification Service (AVS), you can make more informed decisions about whether to accept transactions.
VISA and MasterCard implemented a security code feature known as "CVV2" and "CVC2". The security code is a 3 digit code imprinted on the physical credit card, but not embedded or encrypted in the magnetic stripe. The code is a 3-digit number located on the signature strip on the back of Visa and MasterCard cards, after the card number. It is on the front of American Express cards, and it is 4 digits long. These three-digit code helps validate that the cardholder has the card in his/her possession, and the account is legitimate. If you are using a shopping cart, make sure it is capable of collection these numbers. For Visa, MasterCard and Discovery, the card verification value is printed on the back side of the card. It is the last three digits at the top of the signature panel.
Card verification code 2 (MasterCard)
MasterCard term for 3-digit code on signature panel used to verify that the card is in the cardholder’s possession.
VISA and MasterCard implemented a security feature known as "CVV2" and "CVC2". These are the three-digit numbers printed on the back side of the card (signature panel) to the far right. The three-digit code helps validate that the cardholder has the card in his/her possession, and the account is legitimate. You can include the code in your transaction and expect to receive a "match" or "no match" response. If you are using a shopping cart, make sure it is capable of collection these numbers. You are also not allowed to store these numbers. American Express may also have a four-digit security code that should be on the front of the card above the account number. Discover Card also has a three-digit code very similar to Visa/MC in the same location.
