A health care model in which the consumer (plan member) is made aware of the true costs and value of health care so that he/she can make informed decisions that balance choice with cost. Health plans that fall in this category may include FSA, HSA and HRA.
a health plan that is similar to a PPO in that it uses the same network of providers. Each participant has a Personal Care Account that may be used to pay for covered services before the deductible must be met.
a high-deductible health plan coupled with a savings account enrollees use to pay for health care