If within 14 days of opening your account, you decide that it is not the most suitable C&G account for your needs, you can switch your investment to another C&G account. (Or, if there is not a more suitable C&G account, we can return your investment plus interest to you.) If you wish to do either of these, you must tell us within the 14 day 'cancellation' period. You will not have to pay any penalty. This does not apply to the Fixed Rate Bond.