A form of deed of trust that, in addition to any other amounts actually financed, includes the amounts of any prior deeds of trust. Sometimes referred to as a wrap-around or over-riding trust deed.

Deed of trust that includes within the terms of the note the obligations owing under a prior deed of trust. See also wrap-around mortgage.

This is a junior Deed of Trust on the property that includes the amount actually due the Beneficiary therein but also includes the amount actually due the Beneficiary therein but also includes the unpaid principal balances of Deeds of Trust that are to remain of record and are senior to this Deed of Trust. The Beneficiary agrees that by accepting payment on the amount of the “All-Inclusive” Deed of Trust that he will make the payments, when due, on the senior Deeds of Trust. This type of Deed of Trust is often used by a Seller of the property rather than using a Contract of Sale to avoid complex problems of foreclosing on a Contract of Sale. The “All-Inclusive” Deed of Trust is also often called a “Wrap-Around” Deed of Trust, a “Hold Harmless” Deed of Trust, or an “Over-riding” Deed of Trust.

See "wraparound mortgage."