An additional benefit rider or endorsement that provides for an amount of money in addition to the death benefit of a life insurance policy. The additional amount is payable only if the insured dies or loses any two limbs or the sight of both eyes as the result of an accident.
A Rider (or endorsement) that provides for a specific benefit, as the result of an accident, if the insured dies or loses any two limbs or the sight of both eyes. This additional amount is payable in addition to a life insurance policy's face amount.
Provides additional cash benefit (paid either in lump sum or weekly amount over a specified period) to you and your beneficiaries in case of an accident. This can be sold as a policy or included as a provision of a policy.