Provides coverage against one's employers common law liability for bodily injury to employees occurring within the scope of their employment when that liability is not covered by workers compensation.
Coverage to protect an employer against claims for damages arising out of injuries to employees in the course of their work. A workers' compensation policy insures the employer against liability under state compensation laws. Employers' liability insurance provides protection in cases not covered by the compensation law.
If you have employees, it is a legal requirement to have Employers' Liability insurance. This provides cover for death and bodily injury to employees whilst working for you. Employers' Liability does not automatically cover your business partners, but if you need this, cover can easily be provided. The level of cover is £10m.
Provides protection for the employer for those injuries arising out of and in the course of employment which were not covered under the workers' compensation law.
Provides protection for the employer for those bodily injuries, whether accident or disease, sustained by employees in the course of employment, not otherwise covered under workers' compensation law.
insurance for employers in respect of their liability to employees for injury or disease arising out of and in the course of their employment. With some exemptions this insurance is compulsory in England, Scotland, Wales and Northern Ireland and can only be provided by an authorised insurer.
Employers' liability insurance provides protection to employers against claims from employees who are injured (eg in accidents) or become ill (eg from exposure to asbestos) as a result of their work.