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Keywords:
Vulnerable,
Risk,
Extent,
Payroll,
Currency
The condition of being subjected to a source of risk.
A market position characterized by uncovered or unhedged mortgage pipeline and/or inventory risk that may result in a financial loss due to fluctuations in interest rates and other market factors.
The risk or loss potential an insurance company assumes from its policyholder in exchange for premium.
(1) In fire insurance, this means the surrounding property. Even a fireproof building might be an undesirable risk if it had a lumber yard on one side and a paint factory on the other. (2) In casualty insurance, it means the amount of risk created by the subject matter of the insurance. Thus, in rating a store for a public liability policy, we say that the unit of exposure is 100 square feet. The rate, applied to each 100 square foot unit, gives the premium.
generally, is the extent to which a product is kept in the public eye through the press, radio, television, and public appearances. In finance, exposure refers to the amount that a business or person can lose. For example: in foreign exchange, it refers to the degree to which a company is affected by exchange rate changes.
A unit of measurement of risk being assumed by the insurer. For example, wages serve as the basis for calculating workers' compensation exposure.
The vulnerability that is attached with an investment. There are different types of exposures that an investment may have, such as, currency exposure or economic exposure. For example, currency exposure is the proportion of your share portfolio that is at risk to exchange rate fluctuations.
the state of being vulnerable or exposed; "his vulnerability to litigation"; "his exposure to ridicule"
The state of being exposed to the chance of loss. The extent of exposure as measured by participation, e.g., proportion of male lives in a group, amounts or units of insurance at risk, etc.
The risk of loss due to some potential hazard. Also used to measure the rating units or the premium base of a risk.
Exposure is the likelihood that a policyholder will suffer a loss.
The extent to which a hedge fund is vulnerable to changes in a given financial market. Exposure can be measured on a net or gross basis. Net exposure takes into account the benefits of offsetting long and short positions and is calculated by subtracting the percentage of the fund's equity capital invested in short sales from the percentage of its equity capital used for long positions. For example, if a fund is 125% long and 50% short, its net exposure would be 75%. Gross exposure is calculated by adding the percentage of the fund's equity invested in short sales to the percentage of its equity used for long positions. In both cases, the exposures often exceed 100% because they don't account for the use of leverage.
Level of danger inherent in a risk or portfolio of risks; this constitutes the basis for premium calculations in reinsurance.
Exposure is the risk a lender takes when it makes a loan, or an investor takes when it buys a loan. The lender/investor is the one to decide how much exposure it is willing to take, with a mortgage insurance company accepting the remaining risk when applicable.
A condition or situation that presents a possibility of loss.
The chance or possibility of loss. Also called - Risk.
The risk of gain or loss resulting from changes in the prices of securities and changes in currency exchange rates... read full article
The risks that an investor accepts when holding an open position. When an investor buys EUR/USD, he exposes himself to risks associated with changes in the valuation of the EURO and/or USD markets.
In foreign exchange, a potential for gain or loss because of movement in foreign exchange rate. There are three primary types of exposure: Economic: The change in future earning power and cash flow arising from a change in exchange rates. In effect, it represents a change in the value of a company holding foreign currency. Transnational: A potential gain or loss arising from transactions that will definitely occur in the future, are currently in progress, or could have already been completed. A signed but not shipped sales contract, a receivable or foreign currency payment collected but not converted to local currency would all be examples of transaction exposure. Translation: The potential for change in reported earnings and/or the book value of the consolidated company equity accounts, as the result of a change in foreign exchange rates used to translate the foreign currency statements of subsidiaries and affiliates known as accounting exposure.
This term in the insurance field may have several meanings: (1) possibility of loss; (2) a loss potential as measured by type of construction, area or values; (3) a possibility of a loss being communicated to an insurance risk from its surroundings; or (4) a unit of measure of the amount of risk a company assumes (for example, one car insured for one year).
1. n. Some aspect of a project that looks as though it may become a problem (as in: "That's a big exposure."). 2. n. Danger, risk. 3. n. Visibility to upper management (as in: "You'll get good exposure in this assignment.").
The potential for loss to an item of property or to the assets of an individual, family, firm or organization; the measure of risk to an insurer.
The term has a number of meanings: 1. The possibility of loss; 2. The possibility of loss due to the risks you are exposed to; 3. In the insurance industry, loss causing peril. xposure Unit A unit of measurement that is used in the pricing of insurance.
(i) Net working capital - The current assets in a foreign currency minus current liabilities in the currency; (ii) Net financial method The current assets in a foreign currency minus current liabilities and long term debt in the currency; (iii) Monetary/non-monetary method - Monetary assets and liabilities in the foreign currency are valued at present exchange rates, while non-monetary items are entered at the relevant historic rates.
The amount of risk a position faces in the market. Particular markets, such as equities, fixed income, or currency, and their sub-sectors all contain risks. Taking a position in one of these markets exposes an investor to specific risks which are characteristic to that particular market.
The state of being subject to the possibility of loss.
(1) State of being subject to the possibility of loss; (2) extent of risk as measured by payroll, gate receipts, area, or otherwise; (3) possibility of loss to a risk being caused by its surrounding.
In the MOF and MSF risk models, the result of multiplying the probability of risk by the impact. For example, if the probability is 20 percent and the impact is 3, then the exposure is 0.6.
In foreign exchange related transactions, the potential gain or loss, because of movements in foreign exchange rates. There are three types of exposure –transaction, translation and economic. Transaction: The effect of exchange rate changes on contracted foreign currency receivables and payables associated with trade flows and capital flows. This is a cash flow exposure. Translation: The exposure arising from translating overseas investment and subsidiaries’ account to parent company financial statement in home currency. This is an accounting exposure and not a cash flow exposure. Economic: The risk that a change in rates may affect the competitiveness of the company, and it’s profitability in the longer time span.
1)Synonymous with risk:chance of loss-by fire, radiation, accident, etc. 2)The danger of loss (particularly by fire) arising from what happens to another risk close by. 3)The sum total of values which, if damaged or destroyed, would cause loss under a policy, i.e., the value of everything a policy insures. 4)A measure of the rating units or premium basis of a risk, e.g., payroll or number of automobiles. 5)A unit of loss potential (e.g., a life, a house, an automobile, a ship, a package in shipment, an acre of growing crops, a plate glass window, a fur coat), in which case the term "exposure unit" is used.
The size of a position. For credit risk, the amount that would be lost in a default given the worst possible assumptions about recovery in the liquidation or bankruptcy of an obligor. For a loan or fully drawn facility, this is the full amount plus accrued interest; for an unused or partly used facility, it is the full amount of the facility, because the worst assumption is that the borrower draws the full amount and then goes bankrupt. Exposure is not usually a statistical concept; it does not make any attempt to assess the probability of loss, it states only the amount at risk. For market-driven instruments (for example, stcks, foreign exchange, swaps, options, and derivatives), a proxy for exposure is estimated given the volatility of underlying market rates/prices.
In insurance, the possibility of loss. In mortality or morbidity studies, the total number included in the study.
Possibility of adverse movements in exchange rates from an open position, resulting in a potential loss.
The amount of money at risk due to foreign exchange rate movements.
Exposure provides a unit of measure or a standard on which all policies can be evaluated on its risk. A Rated Exposure takes the measurement one step further and attempts to measure each subscriber to a base risk by evaluating each to a base or lowest risk policy level. By measuring exposures we can provide comparative measures of risk for each period reported and provides a good benchmark to compare against claims history. In each case, an exposure or individual subscriber is weighted based upon the following:*Hours Worked and Length of Policy*Rating Factors including: New to Practice, Rating Year, Limits, Relativity (Location)
Measure of vulnerability to loss, usually expressed in dollars or units.
A financial risk facing a business, which can be categorized according to its cause or source. Currency exposures are exposures to exchange rate risk
in health matters, a measurement of the level at which one encounters any substance. (See Risk definition).
Being at risk of loss because of some hazard or contingency.
Whether, and the extent to which, an insurer is subject to losses arising from a particular risk.
The risk which an investor accepts when buying and selling in foreign currency-hedged financial instruments. - Filtering data Innovative processes by which our parent company Olsen & Associates validates the data it receives from live market data suppliers. Some data may be "bad," stemming from such causes as a market maker incorrectly typing a price, or entering the correct price but in the wrong format. All data used by OANDA is filtered. See "The Importance of High Frequency Data" in Our research approach on the Web site of our parent company Olsen & Associates for more information.
A measure of the loss potential or possibility of loss determined by inherent types of risk, their use and their surroundings.
This term is used to describe the possibility of loss. How often is your vehicle exposed to other vehicles that might run into it
The measured amount of risk a lessor has with a lessee, often aggregate of outstanding rentals.
Person or property to whom injury or damage will cause an economic loss.
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