MetaGlossary.com: High Deductible Health Plan

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Keywords: Hdhp, Nonnetwork, Prevenative, Fehb, Hra

Related Terms: Preferred Provider Organization, Payer, Benefit Package, Enrollee, Indemnity Plan, Managed Care Plan, Member, Point-Of-Service Plan, Prepaid Health Plan, Covered Benefit, Medicare Managed Care Plan, Original Medicare Plan, Point Of Service, Point-Of-Service, Creditable Coverage, Covered Services, Cdhp, Health Reimbursement Arrangement, Out-Of-Network, Out-Of-Pocket Costs, Hra, Disenrollment, Point-Of-Service Plans, Preferred Provider Organizations, Medicare Hmo, Indemnity Plans, Medicare Advantage Plan, Hsa, Medicare Supplement Plan, Health Plan, Risk Contract, Fee-For-Service Plan, Dual Choice, Health Benefit Plan, Covered Charges, Medicare Advantage, Smi , Medicare Supplement Policy, Pos Plan, Medicare+Choice, Preferred Provider Organization Plan, Eligible Expense, Indemnity Health Plan, Supplemental Medical Insurance, Eligible Expenses, Original Medicare, Covered Expense, Medicare Supplement, Group Health Plan, Hdhp

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For calendar year 2005, a HDHP is a health insurance plan with a minimum deductible of $1,000 for a single and $2,000 for families. The HDHP may not provide benefits until the annual deductible has been met, except for preventative services and prescription drugs.

http://www.extendbenefits.com/rsGlossary.aspx

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This term generally refers to a health benefit plan with a large deductible.

http://www.exantefinancialservices.com/resources_glossary_terms.shtml

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Insurance that does not cover first dollar medical expenses (with the possible exception of prevenative care) and can be an HMO, PPO or indemnity plan, as long as it meets the requirements.

http://rwgarrettagency.com/services/Glossary.aspx

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A High Deductible Health Plan is a health insurance plan in which the enrollee pays a deductible of at least $1,100(self-only coverage) or $2,200 (family coverage). The annual out-of-pocket amount (including deductibles and copayments) the enrollee pays cannot exceed $5,000 (self-only coverage) or $10,000 (family coverage). HDHPs can have first dollar coverage (no deductible)for preventive care and higher out-of-pocket copayments and coinsurance for services received from nonnetwork providers. HDHPs offered by the FEHB Program establish and partially fund HSAs for all eligible enrollees and provide a comparable HRA for enrollees who are ineligible for an HSA. The HSA premium funding or HRA credit amounts vary by plan.

http://www.opm.gov/insure/06/guides/70-01/definitions.asp

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A High Deductible Health Plan (HDHP) is a health insurance plan with lower premiums and higher deductibles than a traditional health plan. It is sometimes referred to as a catastrophic health insurance plan.

http://en.wikipedia.org/wiki/High_Deductible_Health_Plan

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