With a subsidized Stafford Loan, the government pays the interest on the loan while the student is in school, during the six-month grace period, and during any deferment periods. Subsidized loans are awarded based on financial need. Back to Lender Fact Sheet
A loan for students on which interest is paid by the federal government while the borrower is in school and during grace and other deferment periods. To qualify, you must prove financial need.
A loan based on need. The federal government pays the interest during the in-school, grace, and deferment periods.
A subsidized stafford loan is awarded on the basis of financial need, which is determined by the information provided on the Free Application for Federal Student Aid (FAFSA). For those who qualify for a subsidized stafford loan, the federal government pays interest on the loan (subsidizes the loan) until repayment begins and during authorized periods of deferment thereafter.
A need-based, low-interest loan that is subsidized by the federal government. Interest and payments on the loan do not begin until after the student graduates or leaves school.
Federally based loan program with eligibility determined based on cost of attendance and need. Maximum eligibility is set by the federal government based on grade level. Interest rate is variable, set each year on June 1. Interest is paid by the federal government while the student is in attendance taking at least 6 credits. Repayment begins 6 months after separation.
a federal loan awarded to students who demonstrate financial need as a result of filing the FAFSA
a federal loan that must be repaid
a low interest loan based on financial need as determined by completing the Free Application for Federal Aid
a student loan that the student borrows on their behalf, whereby the interest is paid by the federal government while the student is in school and in the grace period
a student loan which the federal government will pay the interest on this
Low interest loan for students enrolled at least half-time in an eligible program. The federal government pays the interest while the borrower is in school, for six months after the borrower leaves school, and during deferment periods.
A federal need-based loan. With the subsidized Stafford, the government pays the interest while you're in school. You can borrow $2,625 your freshman year, $3,500 your sophomore year, and $5,500 each remaining year.
A need-based loan on which the interest is paid by the federal government during the in-school, grace, and deferment periods.
A low-cost, federally insured loan for dependent and independent students who demonstrate financial need and are enrolled in an approved post-secondary institution. The federal government pays the interest while the borrower is in school and during grace and other deferment periods.
A Federal need based loan where the payments and interest start six months after the last date of enrollment. The Government "subsidizes" the interest while you are in school. There is a small loan fee.
A need-based loan where the federal government pays the interest that accrues during the student's in-school, grace, authorized deferment, and post-deferment grace periods (if applicable), if the loan meets certain eligibility requirements.
See Stafford Student Loan (SSL) program.
This is a need-based student loan. Interest that accrues on Subsidized Stafford loans while the student is in school (at least half time) is paid by the federal government on the student's behalf.
A low-interest student loan authorized by Title IV of the Higher Education Act, on which the federal government and the lender pays the interest accrued during the student’s in-school, grace and deferment periods. Offered by participating FFELP lenders and the federal government.
A need-based loan with interest paid by the federal government while the student is in school, in the grace period and during authorized periods of deferment.
A need-based loan that does not incur interest until six months after the student has graduated, left school, or dropped below half-time status.
Students who demonstrate financial need may obtain the loan on a subsidized basis, which means no interest accrues on the loan while the borrower is in school at least half time. Once a student graduates or leaves school and their grace period has expired, they will begin making monthly payments on both the interest and the principal.