The unlawful practice of refusing to approve mortgage loans in certain neighborhoods on the basis of race or ethnic composition.
Unfair discrimination against a risk based on its location, not on the risk's characteristics.
Denying to supply insurance or loans to certain communities.
Illegal practice of discriminating based on geographic location when providing loans or insurance coverage.
The refusal of lending institutions to make loans for the purchase, construction, or repair of a dwelling because the area in which the dwelling is located is integrated or populated by minorities.
Illegal practice of restricting lending to certain areas of town (prime property locations).
A lending policy, illegal in California, of denying real estate loans on properties in older, changing, urban areas, usually with large minority populations, because of alleged higher lending risks without due consideration being given by a lending institution as to the credit worthiness of the individual loan applicant.
The discriminatory practice of denying loans or insurance to people trying to buy or live in certain areas.
The illegal process of lenders refusing to loan to certain areas of the community, or restricting the number of loans they grant to those areas as a means of discrimination.
Controversial practice by insurance companies to charge more in certain geographic locations (usually urban areas) where claims are higher and demand for coverage is lower.
The illegal practice of refusing to make mortgages or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicant.
Refusal by an insurance company to underwrite or to continue to underwrite questionable risks in a given geographical area.
Marketing practices whereby certain lenders refuse to make loans in certain neighborhoods based on their racial and/or ethnic make-up.
An illegal act to refuse to lend money or issue insurance based only on geographic area.
the illegal practice of refusing to originate mortgage loans in certain neighborhoods on the basis of race or ethnic composition.
the practice of restricting or denying mortgage loans for certain areas in a discriminatory pattern.
The refusal of a savings institution or other business to extend credit to, lend to, insure, or otherwise assume some financial risk involving property or a business located in a high-risk geographical area, usually a declining inner-city neighborhood. Redlining also refers to setting prohibitively high fees for financial services in a high-risk area.
An illegal practice, refusing to lend money to owners of property in certain neighborhoods or to owners on the basis of their race, color, religion, creed, age, gender, etc.
The illegal practice of lending institutions denying loans to certain areas of a community.
The delineation by a lending institution of those areas of a community occupied by less-than-desirable borrowers; not allowed under the Community Reinvestment Act.
The discriminatory refusal to provide mortgage loans or homeowners insurance policies in certain neighborhoods due to a higher rate of problems with loans and insurance policies in such areas. Redlining is illegal
The practice by a bank or insurance company to deny credit or insurance to people based on ethnic background or neighborhood.
A practice by some lending institutions that restricts the number of loans or the loan-to-value ratio in certain areas of a community. A redlining policy may be so severe that in effect the lending institution prohibits lending any money in certain areas of the city. The usual justification for redlining is that the lender wants to limit the risks in an area that is deteriorating. The lender discriminates against a whole class of risks rather than distinguishing among individual risks.
Arbitrary denial of real-estate loan and/or insurance applications in certain geographical areas without considering individual applicant qualifications.
Intentionally not providing service to a neighborhood that is deemed "high risk" or unprofitable. In practice, this means a cable TV or broadband Internet company skips over poor neighborhoods in favor of wealthier areas.
Marking on a map an area within which one will not grant insurances (U.S.).
The practice of refusing to provide loans or insurance in a certain neighborhood.
Literally means to draw a red line on a map around areas to receive special treatment. Refusal to issue insurance based solely on where applicants live is illegal in all states. Denial of insurance must be risk-based.
It occurs when a lender denies real estate loans for properties in older changing urban areas, typically with large minority populations, due to higher lending risks, without consideration of the individual loan applicant.
An illegal practice refusing to make loans or issue insurance policies to people in certain areas based on race, color, religion, sex, handicap, familial status, or national origin.
Systematic exclusion of certain geographic areas, usually low risk, low-income neighborhoods, from mortgage investment.
unfair discrimination in underwriting, based on a risk's location.
The denying of credit or insurance to people base on ethnic background or neighborhood. This practice is illegal.
An illegal practice sometimes used by unscrupulous lenders and insurance companies to deny loans or policies to people because of their race.
Redlining refers to refusing mortgage loans and insurance to properties in designated inner-city neighborhoods.
A practice in which certain areas of a community are eliminated from eligibility for mortgages or other loans, either intentionally or unintentionally, allegedly because the area is considered a poor investment risk.
The illegal practice of lenders and insurance companies to deny policies, loans and other services to people because of their neighborhood or ethnicity.
An illegal practice by a bank or insurance company that denies credit or insurance to people based on ethnic background or neighborhood.
Unfair discrimination based not on the risk’s characteristics but on its location. The term is commonly associated with an insurer’s refusal to consider insuring any home or business within a specific area marked by a line drawn on a map.