The insurance carrier of the active employee is the primary insurer. The primary insurer for children, when covered under two plans, is with the parent whose birth date occurs first within the year.
Company that assumes risks in return for an insurance premium and maintains a direct contractual relationship with the policyholder (private individual, corporation, organization).
The company that originates business, i.e., the ceding company.
An insurer that directly assumes liabilities by issuing an insurance policy to the insured.