Definitions for "Loan-To-Value Ratio"
The percentage of the vehicle value borrowed. (Loan amount/vehicle value=LTV)
The percentage of a home's price that is financed with a loan. On a $100,000 house, if the buyer makes a $20,000 down payment and borrows $80,000, the loan-to-value ratio is 80%. When refinancing a mortgage, the LTV ratio is calculated using the appraised value of the home, not the sale price. You will usually get the best deal if your LTV ratio is below 80%.
The amount of money borrowed in relation to the total market value of the property. Expressed as the loan amount divided by the property value.
Keywords:  workout
Loan Workout
Keywords:  margin, act, servicing
Loan Servicing Act Margin