Definitions for

**"loan-to-value"****Related Terms:**Loan-to-value ratio, Ltv, Loan to value, Loan to value ratio, Loan-to-value-ratio, Ltv - loan to value, Combined loan-to-value, Loan-to-value percentage, Loan to valuation ratio, Cltv, Lvr , Combined loan-to-value ratio, Combined loan to value, Appraisal value, Lending value, Negative equity, High-ratio mortgage, Home equity, Valuation report, High ratio mortgage, Property value, Valuation, Appraised value, Shared appreciation mortgage, Equity, Loan, Cash out refinancing, Mortgage valuation, Appraisal, Mortgage calculator, Property appraisal, Assessment ratio, Mortgage constant, Appraisal fee, Sam , Drive-by appraisal, Hard money loan, Independent appraisal, Floor loan, Residual value, Capital raising, Appraise, Appreciation rate, Shared appreciation, Discounting, Mortgage indemnity guarantee, Cost approach to value, Cost approach, Value

LTV. The ratio of the fair market value of an asset to the value of the loan...

A percentage expressing size of mortgage:value of house. For example, House Value=£100,000, Mortgage Size=£90,000. Loan-to-Value=90%.

The principal mortgage loan amount divided by the value of the property.

The amount of the loan as compared to the appraised value of the property.

Ratio of liens versus value of property or sales price. Ex. 80,000 owed on a property worth 100,000 equals an 80% LTV.

The ratio between the amount of the mortgage loan and the lower of the sales price or appraised value.

The relationship between the principal balance on the mortgage and the appraised value of the property. For example, a $100,000 home with $80,000 remaining on the mortgage has an LTV of 80%.

The relationship between the amount of the mortgage loan and the value of the security, expressed as a percentage of the appraised value.

The percentage of the loan amount you borrower based off of the sales price or appraised value of the property.

This is a percentage figure of the loan amount in relation to the property value. For instance a £100,000 property bought with a mortgage of £70,000 has an LTV of 70%. The higher the LTV, the higher the interest rate charged will be; above certain LTVs a Higher Lending Charge comes into effect.

Loan amount divided by sales price or appraised value, whichever is less.

The loan-to-value ratio (LTV) is the original loan amount divided by the lower of the sales price or the appraised value.

The Cash Value of an asset less any liens or encumbrances.

(LTV) The relationship between the principal balance of the mortgage and the property's appraised value (or sales price if it is lower)

The amount of a loan compared to the value of a property expressed as a percentage.

The percentage of financing calculated by dividing the amount borrowed by the lesser of the purchase price or appraised value of the home to be purchased. The higher the LTV, the less cash a borrower is required to pay as down payment. Example: 95% LTV represents 95% financing which requires a down payment of 5%. Together the LTV and down payment equate to 100% of the purchase price (or appraised value).

The ratio of the size of the loan to the value of the property. If the loan is $80,000 and the value of the property is $100,000 the LTV is 80% ($80,000 / $100,000).

The ratio that expresses the size of loan that can be borrowed as a percentage of the valuer's valuation of the property. For example, most lenders will grant up to 95% of their valuer's estimate of its value: the remaining 5% deposit to be found by the borrower. Some lenders will advance 100% of loan to value, but usually charge a higher interest rate.

This is the percentage of the amount borrowed compared to the value of the property, eg if you borrow £52,500 to buy a £70,000 home.

the loan amount as a percentage of the purchase price or, in the case of a refinance, appraised value. For example, a 95% LTV is the same as putting 5% down, or having 5% equity.

The ratio of the mortgage loan amount to the property's appraised value (or the selling price whichever is less).

The ratio of the loan amount divided by the purchase price of a home. The purchase price must be supported by an appraisal.

The relationship between the dollar amount of the loan and the estimated value of the property. Modification- A change of the terms of the loan agreement.

Loan Balance/Property Value

The ratio of the mortgage divided by the appraised value of the home; lenders use this ratio to help determine the maximum amount of a mortgage loan that will be granted.

The ratio of the amount of your loan to the value of the home.

The percentage that represents the amount of the loan versus the appraised value or sales price of the property.

The ratio of the total amount borrowed on a mortgage against a property, compared to the appraised value of the property. A LTV ratio of 90 means that the borrower is borrowing 90% of the value of the property and paying 10% as a down payment. For purchases, the value of the property is the lesser of the purchase price or the appraised value. For refinances the value is determined by an appraisal.

(LTV): Expressed as a percentage, this shows the total of all loans or mortgages against a property. The principal balance of all mortgages on the property (including second and third mortgages) is divided by the appraised value of the property.

The total amount of the loans (mortgages) divided by the market value (i.e., the appraised value).

The relationship between the principal balance of the mortgage and the appraised value (or sales price if it is lower) of the property. For example, a $100,000 home with an $80,000 mortgage has a LTV percentage of 80 percent.

The ratio of the amount of money owed on a home to the home's value. The LTV ratio for a $500,000 home financed with a $450,000 mortgage would be 90 percent for example

The relationship between the amount of a home loan and the value of the property. For example, if you have a loan of $95,000 on a home that costs $100,000, the loan-to-value ratio is 95%.

The ratio that the principal amount of the loan has to the property's appraised value. You may see this represented as an 80% loan, or a 95% LTV.

The relationship of the loan amount to the appraised value of the property or the sales price, whichever is less.

The principal amount of a mortgage on a property divided by the value of that property.

The difference between the actual loan amount funded to the borrower and the value of collateral received as security for the loan.

The unpaid principal balance of the mortgage on a property divided by the property's appraised value. The LTV will affect programs available to the borrower and generally, the lower the LTV the more favorable the terms of the programs offered by lenders.

The ratio of the proposed financing to the property's appraised value.

The ratio of the principal amount of the loan to the lesser of the purchase price of the property or the propertyâ€(tm)s appraised value. You may see this expressed as an 80 percent loan, or 80 percent LTV (Loan-to-Value).

The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower).

The ratio of the amount borrowed to the appraised value or sales price of real property expressed as a percentage.

A ratio calculated by dividing the mortgage amount by the value of the property. A lender will often use the lower of the purchase price or the appraised fair market value when the loan is used to purchase a property.

Calculated by dividing the loan amount into the lower of Sales Price or Appraised Value on a purchase or appraised value (if for refinance).

How much a property is worth vs. the amount of the loan on that property, usually expressed as a percentage.