energy efficiency lowers energy bills, which allow for more money to be available each month to go towards housing expenses meaning potential homeowners will qualify for higher mortgages.
Energy Efficient Mortgage is a program sponsored by the U.S. Department of Housing and Urban Development to help make energy-efficient homes more affordable and improve the energy efficiency of existing homes.
A special type of mortgage that takes into account the monthly operating cost savings realized by living in an energy-efficient home, thereby enabling mortgage underwriting guidelines to be adjusted to reflect the economic effect of lower monthly payments for energy.
An FHA program that helps homebuyers save money on utility bills by enabling them to finance the cost of adding energy-efficiency features to new or existing home as part of the home purchase.
A mortgage that offers favorable terms to homeowners and/or business owners in order to finance the purchase of energy efficient buildings or make energy efficient upgrades.
A U.S. federal law preventing creditors and lenders from discriminating based on race, color, religion, national origin, age, sex, marital status, or receipt of income from public assistance programs.