Definitions for "Elimination Rider"
an amendment to your health insurance contract that permanently excludes coverage for a health condition, body part, or body system
An amendment permitted in health plan contracts in some states that permanently excludes your coverage for a health condition, body part, or body system. Elimination riders are not permitted in Massachusetts.
A feature permitted in individual health plans that excludes coverage for a specific health condition, body part, or body system. Unlike pre-existing condition exclusion periods, which can be no longer than 12 months, elimination riders can last indefinitely. Individual health plans can look back 3 years for evidence of a health problem. You can apply to have an elimination rider modified or removed, but the health plan is not obligated to do so.