Definitions for "Download Time"
The amount of time it takes for a web page to fully appear in the browser of a visitor to your web site. Visitors on a slower dial-up connection may abandon an attempt to view your site if it takes too long to load. Your web site designer should minimize the size and number of graphic files. We recommend that you personally visit your own web site on a dial up connection and verify that the experience is acceptable.
Time it takes for a page and its graphics to become visible to the viewer.
the time it takes for a page to get from host server to your computer; actually the total time includes sending the address to the host server, then the host server sending the page to your computer