The inability of a retailer to accept a credit or debit card due to insufficient funds. This can be embarrassing, especially in a social situation. The easiest way round this is to keep better records of your credit card and current accounts, so you know exactly how much you have to spend, or just to use a cash budget.

Rejection of an application for insurance by the insurer or carrier.

Most Individual and Family policies are medically underwritten. This means that health insurance companies look closely at an applicant's medical records and turn down people whose conditions pose too much of a risk. When this happens, the application is declined.

the application has been declined

A status assigned to a loan that has failed to meet the loan program's eligibility criteria. A declined loan is no longer being processed.

The status of a proposal that NASA has chosen not to consider for an award.

A decision by the life insurance company based upon the results of its underwriting on the case. Cases that are declined usually involve health problems that exceed the company's willingness to accept the risk.

Transactions that are not approved are marked as declined. These transactions may not be captured and submitted for settlement.

Transactions that are not approved by the card issuing bank are marked as declined. No further action may be taken for declined transactions.

Declinate.