A package policy that covers additional perils beyond those in a basic package policy. See Package Policy.
Includes all of the coverages of Fire and Extended Coverage plus these other perils: V&MM, glass breakage, burglars, falling objects, weight of ice or snow, collapse, accidental discharge, freezing, and artificially generated electrical currents.
Insurance coverage that protects you from all risks to the building and named perils only to the contents.
Any of the commercial or personal lines property forms which provide coverage on a named perils basis. This form normally adds the Extended Coverage and Vandalism and Malicious Mischief coverages. This form is generally used for coverages on a Homeowners Policy.
Can be written on dwelling and contents. Fire forms include Extended Coverage perils, plus such additional perils as falling objects, weight of ice, snow or sleet, collapse of buildings, accidental discharge, leakage or overflow of water or steam from plumbing, heating, or air conditioning systems, sudden and accidental tearing asunder, burning, bulging of appliances for heating water, freezing of plumbing, heating or air conditioning systems, and domestic appliances, glass breakage, and breakage of building glass.
A term generally used to designate policies that provide insurance for multiple types of perils over and above the usual basic perils, or additional coverages beyond standard coverages.