Bodily injuries sustained solely through violent, external and accidental means, and as a direct result of the bodily injuries, independently of all other causes, and within 90 days afterwards, you lose your life.
Loss of life which results from bodily injury caused by an accident.
When the death of an individual is ruled to be the result of an accident and not the result of murder or suicide.
When combined with dismemberment insurance, this coverage may be called accidental death and dismemberment insurance (AD&D). It provides extra coverage in the event of death resulting from accidental injuries but not illness. Insurance Terms
and Dismemberment Insurance providing payment if the insured's death results from an accident or if the insured accidentally severs a limb above the wrist or ankle joints or totally and irreversibly loses his or her eyesight. Click here to go back to the top
Death resulting from an injury that happens suddenly, unexpectedly, and without the insured's intent.